Cardless Reviews: Is It Legit?

Customer Experience

Positive experience60.0% of reviews
Neutral6.7% of reviews
Negative experience33.3% of reviews

~ Based on 75 written reviews from the US App Store.

What users say about Cardless

Is Cardless Safe?

Cardless appears safe based on user ratings. AppsHunter Safety Score for Cardless is 97/100.

This assessment is based on 9,617 user ratings, with an App Store average of 4.9/5.

Safety Analysis

97.5% of ratings point to a safe experience
1.4% of ratings suggest some concerns
1.1% of ratings point to a risky experience

~ Based on 9,494 App Store ratings for Cardless.

Is Cardless Legit?

Cardless appears to be a legitimate app. AppsHunter Legitimacy Score for Cardless is 93/100.

Based on 93 of 100 points across 7 verification signals from App Store and developer data.

Top reviews

Great

Great card

Qatar airways Visa card

Amazing app. Super convenient for customers to use. Thank you

What’s wrong with this

App is broken , used to work just fine , now I log in and it just sits on the careless background , nothing loads. Been like that for 3 days now. Have downloaded and reinstall , still nothing …

Love this app!

Love this app! It’s user-friendly, reliable, and makes managing my card and rewards very easy. Highly recommend Cardless

Payment

You must link your bank account to the card. You can not have your bank send a payment or mail in a payment. Very limited options.

Terrible and Pointless

Buggy, mostly just creates more hoops to jump through to do what you want.

Really good for LATAM Airlines

Working from the first second… Just 5 minutes to complete the data! Amazing!

Love it

Simple to use , makes life easy

Excellent

Excellent and very easy to use

Ease of Payment

After the initial setup, which might take a few minutes, it really facilitates future payments, helping to avoid all those annoying hoops and hurdles we have to do these days for security reasons.

Log in error

lol I see that many people have this issue in the reviews and still hasn’t been solved. Trying to create an account and everytime I put in the code that was sent to my phone number it states “something went wrong, please try again”

First impressions is that this app doesn’t work

Wish other cards had an app this good

Clear, concise and to the point.

Horrible customer service and product experience

After using the card for more than a week my account was frozen as they declined a transaction at PriceMart in Central America, where I had been using the card for two weeks already. When I called I was offered no explanation, the associate refused to call a supervisor, and told me he didn’t care to escalate. Horrible experience and trash customer service. Stay away.
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Does Not Work

After 1.5 months with BILT 2.0 serviced by Cardless, I still cannot log in through this app. Constantly receive - couldn’t load information. Please try again. I’ll update this if/when this issue gets resolved.

Great service

I’m very satisfied with the app. It was simple to use and made it easy for me to pay on time.

Bonus tracker stuck

I recently signed up for the Qatar airways visa infinite credit card. Signup bonus is 6k spend in 90 days for total of 100k points. My bonus tracker is stuck on 5810 dollars. No matter how much I spend it doesn’t move. I called Cardless three times. Always telling me we escalated the issue and working on it. My 90 days is about to end in a week no solution in sight. I am pretty sure they will say o sorry you didn’t meet the spend requirement after 90 days. I think cardless on some shady business practices. I am about to report them to FTC and business bureau.
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I can’t even sign up.

When it asks for my security code sent to my mobile phone, I put it in and it says error. Ive retried 4 times. First two times manually typed the code text to me, last two times let my iPhone auto enter it after tapping the pop up code once received. It still says “something went wrong, please try again”. How does it have 5 stars? I have the latest version of apple software, so it’s all up to date, my app is updated. I quit and hard closed the app after the first two times for a reset and still I keep getting that message. Great concept however, the app doesn’t even work. And yes I do have an iPhone 16 pro max. There should be no reason for it not to work.
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Cardlesd

Got a $100 statement credit for using Cardless to but a Qatar airlines ticket only to be billed $100 for membership fee on Cardless

Lack of options and settings

The app is ok to pay bills and see your last transactions but it lacks more features such as downloading previous statements, check your points, etc

Phone Number Error

I am unable to create my account for Bilt because it requires my phone number. It displays an error when writing my phone number and does not let me through. When that is fixed, I will be happy to increase my rating.