Cards with Benefits: Rewards

Cards with Benefits: Rewards

Credit Card Perk Tracker

4 ratings
4 reviews
Free
In-App Purchases

Details

  • Released
  • Updated
  • June 12, 2026
  • July 7, 2026

Features

Cards with Benefits: Rewards video #1 for iPhone
Cards with Benefits: Rewards screenshot #2 for iPhone
Cards with Benefits: Rewards screenshot #3 for iPhone
Cards with Benefits: Rewards screenshot #4 for iPhone
Cards with Benefits: Rewards screenshot #5 for iPhone
iphone
ipad
🖼️Get Icon
Icons↘︎

About

This app helps you track and utilize the credits and perks associated with your premium credit cards. It provides a centralized view of all your benefits, tracks their expiration, and helps you determine if your card's annual fee is justified by its usage.

Centralized credit and perk tracking
Monthly expiration view
Per-card progress bar against annual fee
Mark credits as used
Optional expiration reminders
Personalize card appearance
Show original description

What's New in Cards with Benefits

1.0.4

July 7, 2026

Now you can lock Cards with Benefits behind Face ID or Touch ID. Turn it on in Settings under Privacy to keep your cards and credits private every time you open the app. Also includes small performance and polish improvements.

More
1

In-App Purchases

$9.99

Unlock Everything

Unlimited cards + all metallic & pattern finishes.

User reviews

Maximize the Cards You Have

I’ve been using the same cards from different issuers for years and every platform seems to make it confusing or difficult to clarify what benefits are available and how to redeem them. All this app asks for is what kind of card you’re using, the tutorial is short and succinct, it gives you the option of deadline reminders, and allows you to checklist off the benefits you’ve already redeemed so you can keep track of getting the most out of your card. I wish I had this app years ago.
Show more

Great!

Cards With Benefits has become one of my favorite apps for keeping up with credit card rewards, benefits, and travel perks. The information is organized well, easy to understand, and saves a ton of time compared to digging through card issuer websites. I especially like how it helps compare benefits across different cards and highlights opportunities I might otherwise miss.
Show more

Money Saver

Easy to use and and should charge more for all the money you saved!!

Worth every penny!

I love credit card perks but keeping track of them is a full time job! This app not only helps to make sure I take full advantage of the rewards my cards give but also helps me to be sure that the annual fee is worth it. Amazing app, easy to use and best of all it keeps your info private!

Developer apps

FAQ

How does Cards with Benefits help me use my credits?

Cards with Benefits displays all your credits and perks in one place, showing what expires soon and how much value you have on the table. This visibility encourages you to use them before they expire.

Is Cards with Benefits secure?

Yes, the app is designed with privacy in mind. It requires no account, sign-up, or servers, meaning nothing you enter ever leaves your phone. It also has no tracking or ads.

What are the pricing details for Cards with Benefits?

The app is free to start, allowing you to track one card with all features. A single, one-time purchase unlocks unlimited cards and all customization options. There is no subscription.

Does Cards with Benefits have ads?

No, Cards with Benefits is ad-free. The description explicitly states 'no ads' and emphasizes its private design.

What devices does Cards with Benefits support?

Cards with Benefits is available for iPhone and iPad. It is rated for ages 4 and up.

How often is Cards with Benefits updated?

The latest version, 1.0.2, was released on June 24, 2026, indicating recent development activity. The app was initially released on June 12, 2026.

What do users like about Cards with Benefits?

Based on the available rating of 5.0 stars from 4 ratings, users likely appreciate the app's ability to consolidate credit card benefits and prevent them from expiring. The privacy-focused design is also a significant positive.

Can I track multiple credit cards with Cards with Benefits?

You can track one card for free with all features. To track unlimited cards, a one-time purchase is required, which also unlocks additional customization options.