Valo | Benefit Tracking

Valo | Benefit Tracking

Your card benefits, simplified

5 ratings
4 reviews
Free

Details

  • Released
  • Updated
  • November 12, 2025
  • August 6, 2026

Features

Valo | Benefit Tracking screenshot #1 for iPhone
Valo | Benefit Tracking screenshot #2 for iPhone
Valo | Benefit Tracking screenshot #3 for iPhone
Valo | Benefit Tracking screenshot #4 for iPhone
Valo | Benefit Tracking screenshot #5 for iPhone
Valo | Benefit Tracking screenshot #6 for iPhone
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About

Automatically track and maximize your credit card benefits. Get smart reminders and suggestions to ensure you're getting the most value from your premium cards. Understand your spending and benefit usage with clear dashboards.

Automatic benefit monitoring
Smart expiry reminders
Benefit usage suggestions
Value dashboards
Supports Amex and Chase cards
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+1

What's New in Valo | Benefit Tracking

1.1.1

August 6, 2026

Subscriptions through App Store now supported.

User reviews

Worth way more than $15/year

As soon as I downloaded Valo, I noticed tons new credit card benefits and have already gotten $300 cash back in a couple weeks!! Credit card companies are incentivized to market their benefits but then hide them from actually being used, or make you jump thru hoops to use them. This handy app reminds me that I can save money and takes me step by step through how to do so. It also is great for peace of mind to know that my benefit actually worked and posted to my account - I don’t need to comb thru weeks of credit card statements to verify.
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Great little app!

Added my chase sapphire reserve card and immediately saw that I was missing out on a bunch of benefits… I’m honestly impressed. I think it would be great if it supported more cards, but for the cards it does support, SUPER useful! Nice work.

Life changing

I met the love of my life on this app, she is a good pious devout woman and makes the best pie at the county fair. Also it saved me all kinds of money.

Fight Back Against “Coupon Book” CCs

Banks have turned every great credit card we know and love (any OG CSR users out there??) into a “coupon book” model. What used to be simple rewards and cash back have turned into a smorgasbord of small, rotating, and frequently expiring benefits across a myriad of services. Food, shows, fitness, specific travel providers… you l need a spreadsheet to keep track of it all. And I WAS using a spreadsheet until…

Valo. I linked up my bank, and boom, it automatically found the credit cards with rewards, organized all my befits, and showed my progress LIVE. I immediately noticed several categories expiring in the next month I could use!! Within five minutes, the app paid for itself.

If you have credit cards with rewards and “coupon fatigue,” but still want to get the most out of them, let Valo do it for you. I am immediately a huge fan. This is a small and new app that punches way above its weight and is absolutely worth a shot (14 day free trial!)
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FAQ

What credit cards does Valo support?

Valo currently supports the American Express Platinum Card®, American Express® Gold Card, and Chase Sapphire Reserve®. The developer plans to add support for more cards in the future.

How much does Valo cost?

Valo offers a 14-day free trial. After the trial, it costs $5 every three months or $15 annually for continued use.

Is Valo secure for my financial information?

Valo is an independent third-party app and is not affiliated with, endorsed by, or sponsored by any credit card providers. Specific security measures for connecting to credit card providers are not detailed, but it is designed to help you manage your card benefits.

How often is Valo updated?

The latest version of Valo is 1.0.18, and it was last updated on December 3, 2025. This indicates regular updates to improve functionality and support.

What devices can I use Valo on?

Valo is available for iPhone, iPad, and iPod devices.

Does Valo have ads?

Yes, Valo contains advertisements.

What is the age rating for Valo?

Valo has an age rating of 4+, making it suitable for a wide range of users.

Can I cancel my Valo subscription?

While not explicitly stated, subscription services typically allow for cancellation. Users can usually manage their subscriptions through their device's app store settings.