Valo | Benefit Tracking vs CardBrain

Premium credit card membership fees have skyrocketed. They provide thousands of dollars in potential value, but require constant attention to ensure you're getting your money's worth. Leave that to Valo. Valo connects to your credit card provider and automatically monitors your progress on redeeming your credit card benefits. It gives you smart reminders when a benefit is due to expire and you haven't used it, along with helpful suggestions on how to use the benefits. Valo also provides you with dashboards to understand the value you're getting out of your credit cards. Valo is an independent third-party app and is not affiliated with, endorsed by, or sponsored by any credit card providers. Currently, Valo supports: - American Express Platinum Card® - American Express® Gold Card - Chase Sapphire Reserve® - with more to come Valo requires a subscription to use. Try it for free for 14 days. After that, pay $5 every three months or $15 every year for continued use. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://valo.cards/privacy

Get more value from every card in your wallet. Premium credit cards can include statement credits, category bonuses, travel protections, and other perks—but remembering what is available, what you have used, and which card to choose can be difficult. CardBrain brings your wallet into one clear, private dashboard on iPhone and iPad. Track benefits, compare perks, choose the best card for a purchase, and see whether annual fees are paying for themselves. TRACK BENEFITS Follow monthly, quarterly, semiannual, annual, and multi-year statement credits. Mark a benefit as used or enter a partial amount to see what remains before it resets. FIND THE BEST CARD Search a store or select a spending category to see which card in your wallet is likely to earn the most. Categories include dining, groceries, gas, travel, online shopping, rental cars, and foreign purchases. UNDERSTAND YOUR REAL ANNUAL COST CardBrain calculates effective annual fees using the benefits you have actually redeemed. Review the math by card and use the wallet value audit to make more confident renewal decisions. COMPARE PERKS AND PROTECTIONS Review rental car coverage, trip delay, cell phone protection, purchase protection, extended warranty, foreign transaction fees, and more across your cards. STAY ORGANIZED Add card open dates and private notes for retention offers, downgrade plans, referral bonuses, or anything else you want to remember. You can also add custom benefits. BUILT FOR IPHONE AND IPAD Use a streamlined phone experience or take advantage of spacious iPad dashboards, split views, and side-by-side card details. 230+ CARDS SUPPORTED Explore a growing catalog from major U.S. and Canadian issuers, including American Express, Chase, Capital One, Citi, Bilt, Bank of America, Wells Fargo, U.S. Bank, Discover, and more. CARDBRAIN PRO CardBrain is free to start. The optional CardBrain Pro upgrade adds reminders for expiring credits, card anniversaries, and free-night certificates, plus wallet value audit tools. Choose an annual auto-renewable subscription or a lifetime unlock. PRIVACY FIRST No bank login. No advertising. Your selected cards, benefit progress, notes, reminders, and preferences stay on your device. CardBrain uses RevenueCat to manage purchases and fetches public card catalog data over HTTPS so card information can stay current. CardBrain is not affiliated with any card issuer or payment network. Benefit terms change frequently; always confirm current details with your issuer before making financial decisions. CardBrain Pro Annual renews automatically unless canceled at least 24 hours before the end of the current period. Payment is charged to your Apple ID. Manage or cancel in App Store subscription settings. Prices vary by region and are displayed before purchase. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://becky2019.github.io/creditbrain/privacy-policy.html