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CardX

CardX

by CARD X COMPANY LIMITED

1 ratings
94 reviews
With Ads
🔧 Utilities
💰 Finance
Free
With Ads

Details

  • Released
  • Updated
  • December 23, 2022
  • June 30, 2026

Features

Developer

CARD X COMPANY LIMITED
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CardX screenshot #1 for iPhone
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About

This app offers legal loan services with convenient and secure transactions. Access cash instantly with a cash advance card or get a lump sum for investments with a personal loan. Manage your finances easily with features like converting credit limits to cash and ATM withdrawals without a card.

✓Legal loan services
✓Cash advance card
✓Personal loans
✓Convert credit limit to cash
✓ATM cash withdrawal without card
✓Bill payment options
✓PIN management
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What users say

Summarized from real user reviews of CardX. Based on 1 reviews and a 5.0/5 average, it highlights the 2 positives and 15 negatives reviewers mention most about this Finance app.

Positive things

  • ✅Card management functionality available
  • 🔐Biometric authentication option (Face ID/fingerprint)

Negative things

  • 🐛App freezes and crashes frequently on startup
  • ⏱️Extremely slow loading times and performance issues
  • ❌Cannot access app for extended periods
  • 🔄Requires constant reinstallation to function
  • 📱Unstable and unreliable overall
  • 😤Poor user experience compared to previous SCB Easy integration
  • 🔐Biometric login not working properly on iOS
  • 💳Cannot complete credit card application process
  • 📊Difficult to view billing statements and transaction details
  • 🔑PIN entry screen hangs indefinitely
  • 🎯Confusing and poorly designed UI/UX
  • ⚠️Download statement feature non-functional
  • 🔄App separation from SCB Easy created unnecessary complexity
  • 👤Verification and identity confirmation issues
  • 💰Cannot process payments or financial transactions reliably
See all reviews

What's New in CardX

3.6.1

June 30, 2026

แอป CardX อัปเกรดแรงไม่หยุด! ยกระดับบริการออนไลน์ขั้นสุดเพื่อลูกค้าบัตรเครดิต ใหม่! ฟีเจอร์สายไลฟ์สไตล์กินเที่ยวช้อป ให้คุณ"กดรับโปรได้ในคลิกเดียว" พร้อมฟีเจอร์อีกเพียบ! ฮอตสุดกับ "ดีจัง เปลี่ยนวงเงินเป็นเงินสด" กดโอนเข้าบัญชีทันใจ CardX "แอปเดียว เพื่อทุกธุรกรรมคล่องตัวไร้รอยต่ออย่างแท้จริง" Big glow-up! CardX app lets credit card users do it all. New! "One-tap lifestyle deals", plus hot features "DeeJung Transfer". CardX: One app for all seamless transactions!

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User reviews

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แอพค้าง

เข้าไม่ได้เลยหลายวัน ไม่ได้เรื่องสุดๆ
BLT SIRAWIZBLT SIRAWIZ

ห่วย

ต้องใช้เวลาเปิดแอพอีกกี่นาที
Be_nyBe_ny

ห่วย กาก บอก็ใหญ่ จ้าง Dev เก่งๆมาดิ

คือจะสมัครวงเงินบัตรเครดิต พอถึงขั้นตอนสุดท้ายจะกด accept กดไม่ได้ ลบแอพติดตั้งใหม่ 2-3 รอบก็ไม่ได้
โซแบแดโซแบแด

ห่วย เฮงซวย

แยกแอพออกมาจาก SCB Easy แล้วลำบากลูกค้า ตรวจสอบยอดไม่สะดวก สมัครแอพก็ไม่ได้ แอพไม่พร้อมใช้งาน
ฝากไปด่าตั้งแต่ Developer ที่ทำแอพ ยันผู้บริหารที่ตัดสินใจโดยไม่มองลูกค้าเป็นหลัก (Customer Centric อยู่ตรงไหน)
ห่วยแตก ถ้าเคลียร์บิลเสร็จครบจะย้าย
DDDDhornDDDDhorn

พบปัญหาไม่สามารถเปิดใช้ฟังก์ชันการลงชื่อด้วยไบโอเมตริกซ์ของ iOS

ทำการลงแอปใหม่ หลายครั้งแล้วก็ยังพบปัญหาไม่สามารถเปิดใช้ฟังก์ชันไบโอเมทริกซ์ได้ และเมื่อไปดูการตั้งค่าที่เครื่อง iPhone ในการอนุญาตให้ใช้ Face ID พบว่าไม่มีแอพพลิเคชั่นของ cardx ซึ่งถ้าเป็นแอพพลิเคชั่นอื่นมีขึ้นมาปกติ
antangmayantangmay
See 89 more reviews

User experience

🐞

Reported Bugs

15 issues

App hangs on splash screen with CardX logo

Bug

White screen freezing on app launch

Bug

Login process hangs at PIN entry screen

Bug

Biometric authentication fails on iOS devices

Bug

Face ID permission not appearing in iOS settings

Bug

Cannot download or export statements

Bug

Application crashes during credit card application submission

Bug

Inconsistent app accessibility - works sometimes, fails other times

Bug

Auto-logout followed by automatic login loop

Bug

Error message: 'The message with this code didn't be set'

Bug

Card scanning feature not functioning properly

Bug

Balance and transaction data not updating

Bug

App crashes when filling out forms

Bug

Performance degradation during evening/night hours

Bug

Excessive battery drain and memory issues

Bug
✨

Requested Features

10 requests

Consolidate CardX back into SCB Easy app for all-in-one access

Feature

Add ability to manage multiple cards within the app

Feature

Implement card limit adjustment for supplementary cardholders

Feature

Add online transaction blocking/enabling feature

Feature

Implement temporary card suspension feature

Feature

Improve statement download and export functionality

Feature

Add dark mode option

Feature

Provide real-time balance updates

Feature

Simplify phone number change process (currently requires document submission)

Feature

Integrate points and rewards management into CardX

Feature

FAQ

What services does this app offer?

This app provides legal loan services, including instant cash advances with the CardX SPEEDY CASH card and personal loans for investments with CardX SPEEDY LOAN. It also offers features to manage your finances, such as converting credit limits to cash and withdrawing money from ATMs without a physical card.

How can I manage my loan and payments through the app?

The app allows you to check your card statements easily via e-Statement, choose your preferred bill payment methods, and set a new PIN for enhanced security. You can also convert your credit limit to cash and transfer it to your bank account.

What are the interest rates and repayment terms for CardX SPEEDY CASH?

For CardX SPEEDY CASH, the credit limit is up to 3 times your monthly income, not exceeding 500,000 Baht. The minimum payment is 3% of the billed amount, but not less than 100 Baht. The repayment period ranges from a minimum of 4 months to a maximum of 36 months. The normal interest rate is up to 25% per year, calculated on a reducing balance or flat rate basis.

What are the interest rates and repayment terms for CardX SPEEDY LOAN?

For CardX SPEEDY LOAN, the credit limit is also up to 3 times your monthly income, not exceeding 500,000 Baht. The normal interest rate is up to 25% per year, calculated on a reducing balance basis. The repayment period ranges from a minimum of 12 months to a maximum of 72 months.

Is this app compatible with existing SCB credit cards?

Yes, customers with CardX and SCB credit cards can continue to use their existing credit cards and access services through the SCB EASY app as usual. This app provides additional services and convenience for managing your loans.