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CBI Bank & Trust

CBI Bank & Trust

by Central Bancshares, Inc. - Muscatine, Iowa

2.4K ratings
26 reviews
With Ads
💰 Finance
Free
With Ads

Details

Released
November 13, 2017
Updated
March 27, 2026

Features

Developer

Central Bancshares, Inc. - Muscatine, Iowa
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About

Consolidate all your financial accounts, even those from other institutions, into one organized view. This secure tool provides real-time updates, custom alerts, and transaction enhancements to help you manage your personal finances effectively and make informed decisions.

✓Multi-account aggregation
✓Transaction history and spending averages
✓Customizable alerts and notifications
✓Add tags, notes, and images to transactions
✓ATM and branch locator
✓Bank-level security with passcode
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What users say about CBI Bank & Trust

Reviews of CBI Bank & Trust are mixed: the Finance app is rated 4.7/5 from 2.4K App Store ratings. What users like most: great banking app, excellent mobile deposit feature. Top complaints: mobile deposit issues, outdated and lacking modern features. Summarized from real user reviews.

Positive things

  • 👍Great banking app
  • 🚀Excellent mobile deposit feature
  • 💡Handy and convenient to use

Negative things

  • 🐛Mobile deposit issues
  • 🚧Outdated and lacking modern features
  • 🔋App updates incompatible with older devices
See all reviews

What's New in CBI Bank & Trust

3.32.1

March 27, 2026

Version 3.32.1 • Bug fixes and performance improvements

User reviews

Most RecentHighest RatedLowest Rated

Wonderful service

Thanks for being a bank that cares .
FFreddyHecker

The app needs work

The app makes you click on each transaction to see what it was because they clog up the description with the time and other numbers so you can’t actually see the business you made the purchase from without opening up each individual transaction. Super weird. And they also don’t post purchases immediately they put them as pending for a few days.
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C3Cpt Obvious 31

Mobile app

Love the app ! Works great!
T6Tram 67

Amazing

The ladies are amazing. Thank you to Jan the manager and Maria for helping us set up an account.
SFSarah Fehrmann

Mobile deposit is missing the words that need to be written to process the mobile deposit

When I called in to report it, it didn’t seem like the person that answered really cared or would report. In the past, the system has been very picky as to exactly what words are written and without the app to display the words, I think deposits will be rejected.
DDst1955
See 21 more reviews

Developer apps

F&M Bank Mobile
F&M Bank Mobile

by Central Bancshares, Inc. - Muscatine, Iowa

💰 Finance

(1.1K)

Free
With Ads
See developer apps

User experience

🐞

Reported Bugs

2 issues

Login issues and inability to log out

Bug

Frequent app crashes and freezes

Bug
✨

Requested Features

2 requests

Ability to mark transactions as reconciled

Feature

Improved account overview and navigation

Feature

FAQ

What does the CBI Bank & Trust App do?

The app allows you to aggregate all your financial accounts, including those from other institutions, into a single, up-to-the-minute view. It helps you stay organized, track transactions, set alerts, and make smarter financial decisions.

What are the key features of the app?

Key features include multi-account aggregation, viewing balances and transaction history, setting alerts for low funds and upcoming bills, enhancing transactions with tags and notes, and locating ATMs or branches. It also offers bank-level security with a 4-digit passcode.

Is the CBI Bank & Trust App free to use?

Yes, the CBI Bank & Trust App is a free mobile decision-support tool. While the app itself is free, it does have advertisements.

How do I get started with the app?

To use the app, you must be enrolled as an CBI Bank & Trust Internet Banking user. Simply download the app, launch it, and log in with your existing Internet Banking credentials. Your accounts and transactions will then begin to update.

Is my financial information secure on the app?

Yes, the app utilizes the same bank-level security that protects you when you're on Internet Banking. It also features a unique 4-digit passcode setting to prevent unauthorized access to your financial data.