Centa Money

Know what you can spend. Before you spend it. Centa puts one number on your home screen: what you can safely spend today. It comes from your cash, minus the bills due before payday, minus what you have promised your savings, spread across the days left. Log a jeep ride or a lunch with one tap on the widget. No unlock, no app, no typing. BUILT FOR HOW YOU GET PAID Budgets reset on the 15th and the 30th (or monthly, or weekly), not on the first. A day strip on the widget shows where you are in the pay period. WIDGETS THAT DO THE WORK • Safe to Spend: the one number, with quick-log buttons • Quick Log: up to 8 of your own buttons (Kain, Jeep, Load...) • Payday: days to go, what is left, per day • Balances: cash, GCash, Maya, banks, with a hide-amounts mode • Bills due: the next three, with the countdown leading MADE FOR PH WALLETS Cash, GCash, Maya, GoTyme, SeaBank and the banks. Kain, load, padala, utang and ipon as defaults. English and Filipino. YOURS, OFFLINE No account. No sync server. No ads. No analytics. Your ledger is a file on your phone; back it up with a passphrase only you know. ONE PRICE, EVERYTHING INCLUDED Pay once and the whole app is yours: every widget and size, unlimited envelopes and goals, encrypted backup and restore, CSV export. No subscription. No in-app purchases. No ads, ever.