Central One FCU

Central One FCU

by Central One Federal Credit Union

2K ratings
75 reviews
Free
With Ads

Details

  • Released
  • Updated
Central One FCU screenshot #1 for iPhone
Central One FCU screenshot #2 for iPhone
Central One FCU screenshot #3 for iPhone
🖼️Get Icon
Icons↘︎

About

Manage your finances conveniently and securely on the go. Access account balances, view transaction history, and transfer funds anytime, anywhere. Deposit checks, pay bills, and find ATM locations with ease.

Check account balances
View account history
Transfer funds
Deposit checks
Pay bills
Locate ATMs and branches
Show original description

What users say

See all reviews

What's New in Central One FCU

2026.04.02

July 7, 2026

This update includes general improvements, enhancements, and bug fixes to provide you with the best possible experience.

User reviews

Thank you

I have had Central One as my main bank, my entire life and will never go anywhere else.

What a waste of time.

Nothing but issues.

Formatting problems with the
App.
Formatting problems with the website.

Too buggy for me. I am looking for a new bank.

Every time I make deposit it is an issue. It’s like they don’t like or want money.

So I will just bring my money else where.
Useless

Also, when I call and while I wait they call me. Then hang up.

So stupid!!

So much time wasted here!!!!
Show more

Complaint

When doing internal transfers, the amount doesn’t show on the transfer screen so one has to keep going back-and-forth to the account page. This is poorly designed.

Fresh new look, they promised

And they delivered.
All the app does after spinning the loading wheel for a minute is display:

Internal accounts unavailable
There was an error loading internal accounts.
We're working to resolve this issue as soon as possible.

External accounts unavailable
Due to technical difficulties, we were unable to retrieve a list of your accounts.
Try Again

Your greeting name cannot be loaded at this time.
Please try again later.
Show more

Awful iPad UI Experience

What have you recently done to the iPad version of this app? The app used to more than adequate but now the iPad version has an almost full screen advertisement. When I open the app, I want to see my accounts visible and not have to scroll to find them. Further, bring back the format with the transactions on the right side of the screen for the highlighted account as opposed to switching screens which takes too long.
Show more

Developer apps

User experience

🐞

Reported Bugs

4 issues

Internal/external account unavailability

Bug

Greeting name loading failure

Bug

Bill pay crashing

Bug

Incompatibility with newer OS versions

Bug

Requested Features

4 requests

Dark mode option

Feature

Bill pay improvements

Feature

Longer login session timeout

Feature

Enhanced iPad experience

Feature

FAQ

What can I do with this banking app?

This app provides secure 24/7 access to your accounts. You can check balances, view transaction history, transfer funds between accounts, deposit checks remotely, and pay bills. It also helps you locate ATMs and branches.

Is this app free to use?

Yes, the app is free to download and use. While the app itself is free, standard carrier data rates may apply for internet access.

How do I deposit a check using the app?

The app allows you to deposit checks by taking photos of the front and back of your endorsed check. Follow the on-screen instructions to complete the mobile deposit process.

Can I transfer money to other banks?

The description mentions transferring funds, which typically refers to transfers between your own accounts within Central One FCU. For transfers to external accounts, you may need to check specific app features or contact the credit union.

Where can I find ATMs and branches?

The app includes a feature to locate ATMs and branches. This will help you find the nearest physical locations for your banking needs.