Your mates don't need the app.
Scan the bill, share one link, and everyone claims what they had from their own phone — any phone. Cheque-Mate does the maths and shows who owes who, down to the penny, service charge included.
SNAP. SPLIT. SORTED.
• Point your camera at any receipt — every item lands in the split, priced and ready
• Everyone claims their own items, so nobody plays banker
• Drag your share — whole items, halves, thirds, a splash of the wine
• Fair-share maths keeps totals honest to the exact penny
TRIPS & GROUPS
One folder for the whole trip — the weekend away, the flat share, the padel crew. Drop in receipts as you go, mates claim whenever suits them, and running balances keep score bill by bill.
• See what's still unclaimed at a glance
• Push notifications when someone joins, adds a bill, or claims the last item
• Home Screen widgets: your share, who's racked up what, and the full who-owes-who matrix
• End-of-trip insights: Big Spender, the damage curve, spend by venue
• Shareable summary cards in ten styles — from clean glass to a thermal receipt
NO APP NEEDED FOR YOUR MATES
Send an invite link and anyone joins from their browser — any phone, any laptop, anything with a screen. They claim their items and see exactly what they owe, penny-identical to the app. Only you need the app.
QUICK SPLIT
One-off dinner? No folder needed. Scan, everyone claims, sorted before the coats are on. Save your favourite splits for the regulars.
SETTLE UP IN ONE TAP
Who-Owes-Who collapses the whole trip into the fewest possible payments. Tap Pay and it deep-links straight into PayPal, Monzo, Revolut, Venmo or Cash App with the amount pre-filled — whichever your mate actually uses. Card details never touch Cheque-Mate.
PRIVATE BY DESIGN
No bank logins, no card numbers, no ads. Payments happen in the apps you already trust — Cheque-Mate just does the maths.
FREE TO USE
Scan and split free every month. Cheque-Mate Pro adds unlimited scans, collaborative splits, premium share styles and more — with a one-off Lifetime option if subscriptions aren't your thing.
Next round's on you. The maths is on us.
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