CheckMate vs Cheque

Always paying when you go out with friends? Split the bill evenly with CheckMate! Based in NYC, CheckMate is an app designed to make splitting the bill fast and easy. Everyone pays their fair share so you don't have to fork over an extra 10, 20, or even 30 dollars just because they didn't pay for tax and tip. Keep everything organized with the features that let you share everybody's personalized total so they can pay you back.

Your mates don't need the app. Scan the bill, share one link, and everyone claims what they had from their own phone — any phone. Cheque-Mate does the maths and shows who owes who, down to the penny, service charge included. SNAP. SPLIT. SORTED. • Point your camera at any receipt — every item lands in the split, priced and ready • Everyone claims their own items, so nobody plays banker • Drag your share — whole items, halves, thirds, a splash of the wine • Fair-share maths keeps totals honest to the exact penny TRIPS & GROUPS One folder for the whole trip — the weekend away, the flat share, the padel crew. Drop in receipts as you go, mates claim whenever suits them, and running balances keep score bill by bill. • See what's still unclaimed at a glance • Push notifications when someone joins, adds a bill, or claims the last item • Home Screen widgets: your share, who's racked up what, and the full who-owes-who matrix • End-of-trip insights: Big Spender, the damage curve, spend by venue • Shareable summary cards in ten styles — from clean glass to a thermal receipt NO APP NEEDED FOR YOUR MATES Send an invite link and anyone joins from their browser — any phone, any laptop, anything with a screen. They claim their items and see exactly what they owe, penny-identical to the app. Only you need the app. QUICK SPLIT One-off dinner? No folder needed. Scan, everyone claims, sorted before the coats are on. Save your favourite splits for the regulars. SETTLE UP IN ONE TAP Who-Owes-Who collapses the whole trip into the fewest possible payments. Tap Pay and it deep-links straight into PayPal, Monzo, Revolut, Venmo or Cash App with the amount pre-filled — whichever your mate actually uses. Card details never touch Cheque-Mate. PRIVATE BY DESIGN No bank logins, no card numbers, no ads. Payments happen in the apps you already trust — Cheque-Mate just does the maths. FREE TO USE Scan and split free every month. Cheque-Mate Pro adds unlimited scans, collaborative splits, premium share styles and more — with a one-off Lifetime option if subscriptions aren't your thing. Next round's on you. The maths is on us.