Cino – Split bills instantly

Cino – Split bills instantly

Bill-splitting app

8 ratings
14 reviews
With Ads
💰 Finance
Free
With Ads

Details

  • Released
  • Updated
  • February 14, 2023
  • June 29, 2026

Features

Cino – Split bills instantly screenshot #1 for iPhone
Cino – Split bills instantly screenshot #2 for iPhone
Cino – Split bills instantly screenshot #3 for iPhone
Cino – Split bills instantly screenshot #4 for iPhone
Cino – Split bills instantly screenshot #5 for iPhone
Cino – Split bills instantly screenshot #6 for iPhone
Cino – Split bills instantly screenshot #7 for iPhone
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About

This app simplifies splitting bills among friends, housemates, and partners. It allows instant settlement via Apple Pay or Google Pay, ensuring no one owes anyone after payment. Users can customize split ratios and avoid foreign transaction fees.

Instant bill splitting
Group payment cards
Apple Pay/Google Pay integration
Customizable split ratios
No upfront payment required
Avoid foreign transaction fees
Add/remove participants easily
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What's New in Cino

2.20.3

June 29, 2026

Fixed add to wallet issues, loading and

User reviews

GAMECHANGER

This app has quite literally; changed the game.

Great alternative to Splitwise

Love this app, been using with my partner for splitting expenses since they launched in the UK. Everything works pretty well, the card is easy to add to your Apple wallet. We both got issued our own digital cards - the app splits at the point of payment (50/50 or as we set it). Love the design too.

Best app for holidays, friendship dates and living with partner

So good.

Super easy!

Downloaded the app thinking it was going to be a pain to set up, well I was wrong.
Been using it to pay and it does what is says it will. You can even adjust by how much to split the payment by.

If I was to give contracted criticism the only things I would say is that if you pull your phone away a little too quick when your paying the payment will decline.. but no real big deal because if you try it again and take your time it seems to all be ok.

Over all so far I’m happy with it and will continue to use it going forward.
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Finally an app that gets it!

After having problems with splitwise for years, I’ve been looking for a more efficient and convenient payment splitting solution and this is it! Bill splits instantly when you pay so not need for awkward conversations later. Highly recommend!

FAQ

Does Cino have ads?

Yes, Cino contains advertisements. As a free service, ads help support its ongoing development and maintenance.

How secure is Cino?

Cino is designed with security in mind. It does not hold your money, which remains in your bank account. Card details are not accessible or shared, even by the app, and transactions are encrypted and processed securely under strict financial regulations.

What devices does Cino support?

Cino is available on iPhone and iPod devices. It is compatible with Apple Pay for seamless payment integration.

How often is Cino updated?

The latest version of Cino is 2.19.0, last updated on February 26, 2026. Updates typically include new features, bug fixes, and performance improvements.

Can I change the bill split ratio in Cino?

Yes, Cino allows you to choose how you want to split bills, whether it's 50/50, 70/30, or another custom ratio. You can change the split ratio at any time to reflect your needs.

Does Cino charge foreign transaction fees?

No, Cino does not charge foreign transaction fees. This can help you save money when sharing travel expenses abroad, as your bank might otherwise charge up to 3% in fees.

What payment cards can I connect to Cino?

You can connect most debit and credit cards to your Cino Mastercard, excluding American Express and Discover. Cino operates in partnership with licensed Electronic Money Institutions (EMIs) and Payment Service Providers (PSPs) across the EU and UK.

What is the age rating for Cino?

Cino has an age rating of 4+. This indicates it is suitable for a wide range of users, including younger individuals, though financial responsibility should always be considered.