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Cino – Split bills instantly

Cino – Split bills instantly

Bill-splitting app

9 ratings
16 reviews
💰 Finance
Free

Details

Released
February 14, 2023
Updated
October 27, 2026

Features

Developer

Freerange Lamas OÜ
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About

Effortlessly split bills with friends, partners, and housemates. This app allows instant settlement directly from each person's bank account, eliminating the need to chase payments or pool money. Customize split ratios and avoid foreign transaction fees.

✓Instant bill splitting
✓Direct bank account settlement
✓Customizable split ratios
✓No need to pool money
✓Avoid foreign transaction fees
✓Add/remove people easily
✓Roulette feature for bill assignment
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What's New in Cino

2.20.14

October 27, 2026

Small improvements and fixes.

User reviews

Most RecentHighest RatedLowest Rated

Best app!

Great app! my friend told me about it when we went to Bologna and since then am using it with my wife and my friends. I had an issue with connecting my abn amro card but their customer support helped me quickly
PPetera424

please

please come to america 😞
Rrilaisdead

GAMECHANGER

This app has quite literally; changed the game.
HHazch

Great alternative to Splitwise

Love this app, been using with my partner for splitting expenses since they launched in the UK. Everything works pretty well, the card is easy to add to your Apple wallet. We both got issued our own digital cards - the app splits at the point of payment (50/50 or as we set it). Love the design too.
KKate__woods

Best app for holidays, friendship dates and living with partner

So good.
Gg_s_17x
See 11 more reviews

FAQ

How does Cino ensure my money is safe?

Cino does not hold your money; it remains in your bank account. Your card details are not accessible to anyone, including the company. Payments are processed securely by licensed Electronic Money Institutions and Payment Service Providers, complying with strict financial regulations.

What devices does Cino support?

Cino is currently supported on iPhone devices. It is compatible with Apple Pay for seamless integration with your Apple devices.

Can I change how bills are split in Cino?

Yes, Cino offers flexibility in bill splitting. You can choose your desired split ratio, such as 50/50 or 70/30, and change it at any time to reflect what is fair for your group.

Does Cino have ads?

No, Cino does not contain advertisements. The app is designed to provide a clean and uninterrupted user experience for managing your shared expenses.

How often is Cino updated?

The latest version of Cino is 2.20.14, last updated on October 27, 2026. While this date seems in the future, it indicates ongoing development and support for the application.

What payment methods can I connect to Cino?

You can connect most debit and credit cards to your Cino Mastercard, excluding American Express and Discover. This allows you to pay for shared expenses directly from your linked accounts.

What is the age rating for Cino?

Cino has an age rating of 17+. This rating is typically assigned to apps that may contain content or features deemed suitable for mature audiences.

Can I use Cino for travel expenses abroad?

Yes, Cino is beneficial for travel expenses abroad. Unlike some banks that charge foreign transaction fees, Cino does not, potentially saving you up to 3% on shared travel costs.