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Cino – Split bills instantly

Cino – Split bills instantly

Bill-splitting app

9 ratings
16 reviews
💰 Finance
Free

Details

  • Released
  • Updated
  • February 14, 2023
  • August 31, 2026

Features

Developer

Freerange Lamas OÜ
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About

This app simplifies splitting bills among friends, housemates, and partners. It allows instant settlement via Apple Pay or Google Pay, ensuring no one owes anyone after payment. Users can customize split ratios and avoid foreign transaction fees.

✓Instant bill splitting
✓Group payment cards
✓Apple Pay/Google Pay integration
✓Customizable split ratios
✓No upfront payment required
✓Avoid foreign transaction fees
✓Add/remove participants easily
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+1

What's New in Cino

2.20.7

August 31, 2026

Fixed a problem where a poor connection could sign you out.

User reviews

Most RecentHighest RatedLowest Rated

Best app!

Great app! my friend told me about it when we went to Bologna and since then am using it with my wife and my friends. I had an issue with connecting my abn amro card but their customer support helped me quickly
Petera424Petera424

please

please come to america 😞
rilaisdeadrilaisdead

GAMECHANGER

This app has quite literally; changed the game.
HazchHazch

Great alternative to Splitwise

Love this app, been using with my partner for splitting expenses since they launched in the UK. Everything works pretty well, the card is easy to add to your Apple wallet. We both got issued our own digital cards - the app splits at the point of payment (50/50 or as we set it). Love the design too.
Kate__woodsKate__woods

Best app for holidays, friendship dates and living with partner

So good.
g_s_17xg_s_17x
See 11 more reviews

FAQ

Does Cino have ads?

Yes, Cino contains advertisements. As a free service, ads help support its ongoing development and maintenance.

How secure is Cino?

Cino is designed with security in mind. It does not hold your money, which remains in your bank account. Card details are not accessible or shared, even by the app, and transactions are encrypted and processed securely under strict financial regulations.

What devices does Cino support?

Cino is available on iPhone and iPod devices. It is compatible with Apple Pay for seamless payment integration.

How often is Cino updated?

The latest version of Cino is 2.19.0, last updated on February 26, 2026. Updates typically include new features, bug fixes, and performance improvements.

Can I change the bill split ratio in Cino?

Yes, Cino allows you to choose how you want to split bills, whether it's 50/50, 70/30, or another custom ratio. You can change the split ratio at any time to reflect your needs.

Does Cino charge foreign transaction fees?

No, Cino does not charge foreign transaction fees. This can help you save money when sharing travel expenses abroad, as your bank might otherwise charge up to 3% in fees.

What payment cards can I connect to Cino?

You can connect most debit and credit cards to your Cino Mastercard, excluding American Express and Discover. Cino operates in partnership with licensed Electronic Money Institutions (EMIs) and Payment Service Providers (PSPs) across the EU and UK.

What is the age rating for Cino?

Cino has an age rating of 4+. This indicates it is suitable for a wide range of users, including younger individuals, though financial responsibility should always be considered.