Best Split Bill Pay Apps

220+ iOS apps curated and reviewed

4.6 avg rating
20 free apps
Updated May 2026

Out of 220+ split bill pay apps on iOS, 20 are free and the rest sit in the paid tier. This page sorts them so you can compare both sides before you commit.

Top Picks for Split Bill Pay

Deferit: Pay bills in 4#1

Deferit: Pay bills in 4 by deferit Pty Ltd

Save & build credit history
Editor's Choice
๐Ÿ’ฐ Finance
4.8๐Ÿ˜Š(23K ratings)
FreeAds
Deferit: Pay bills in 4 screenshot 1
Deferit: Pay bills in 4 screenshot 2
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Deferit: Pay bills in 4 screenshot 4
Deferit: Pay bills in 4 screenshot 5
Deferit: Pay bills in 4 screenshot 6

Pay and manage your bills effortlessly with our app. Take a photo of your bill, select the amount, and we pay it for you. Save money, build credit history, and join over 500,000 users taking control of their bills today!

What We Love

  • ๐Ÿ’ณ Helpful for paying bills in installments
  • โฑ๏ธ Fast bill payment processing
  • ๐Ÿ“† Ability to change payment due dates
  • ๐Ÿค Friendly and responsive customer service

Room to Improve

  • ๐Ÿ•ฐ๏ธ Delayed bill payments due to high volume
  • ๐Ÿค– Lack of phone/live chat support
  • ๐Ÿ’ฐ Subscription fees and processing fees
Papaya: Securely Pay Any Bill#2

Papaya: Securely Pay Any Bill by SnapPays Mobile, Inc

Fast & Secure Bill Payments
Strong Contender
๐Ÿ’ฐ Finance
4.8๐Ÿ˜ž(117K ratings)
Free
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A secure bill payment app that enables users to quickly and securely pay any bill with ease. Simplify your bill payments today!

What We Love

  • ๐Ÿš€ Easy and fast bill payment
  • ๐Ÿ‘ Convenient for smartphones
  • ๐Ÿ’ก Helpful for forgetful users
  • ๐Ÿš€ Quick and efficient

Room to Improve

  • ๐Ÿ› Payments not processed correctly
  • ๐Ÿ”’ Privacy and security concerns
  • ๐Ÿ” Lack of customer support
tricount: Split & Settle Bills#3

tricount: Split & Settle Bills by Tricount

Bill Splitter & Track Expenses
Worth Considering
๐Ÿ’ฐ Finance
4.8๐Ÿ˜Š(7K ratings)
FreeAdsIn-App Purchases
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A bill-sharing application for groups to easily split expenses, create shared accounts, and track spending for various occasions like holidays and shared living. With features like uneven expense division, notifications, and offline functionality, it simplifies managing group finances. Users can create a tricount, share the link, and enjoy hassle-free expense management.

What We Love

  • ๐Ÿš€ Intuitive and easy to use
  • ๐Ÿ’ฐ Free with no ads
  • ๐ŸŒ Supports multiple currencies
  • ๐Ÿค Facilitates group expense tracking

Room to Improve

  • ๐Ÿ› Occasional calculation errors
  • ๐Ÿ” Lack of detailed transaction history
  • ๐Ÿ”’ Limited customization options

More Split Bill Pay apps to explore

4
Xpress Bill Pay
Xpress Bill Pay
Xpress Bill Pay
The trusted way to pay
Free

Pay your bills quickly and securely with our trusted app. Set up auto-pay, receive account alerts, and easily pay using your cards or bank account. Don't miss outโ€”get started today!

๐Ÿ’ฐ Finance
(25K)
5
PayLater - Split in 4 payments
PayLater - Split in 4 payments
PayLater - Split in 4 payments
The Only Way to Split Pay
Free
๐Ÿ’ฐ Finance
(253)
6
Affirm: Buy now, pay over time
Affirm: Buy now, pay over time
Affirm: Buy now, pay over time
Flexible payments, big savings
Free

Shop stress-free with the Affirm app: pay over time at any store, access exclusive deals with low rates, manage your account and payments, and open a high-yield Money Account. Use the Affirm Card online or in-person, request payment plans, link your bank account, and shop easily with flexible payment options.

๐Ÿ›๏ธ Shopping
(1.7M)
7
Split Pay โ€“ Pay Rent in Two
Split Pay โ€“ Pay Rent in Two
Split Pay โ€“ Pay Rent in Two
Pay rent on your schedule
Free

A secure and fee-free rent payment app that directly transfers money to landlords, allows scheduling of one-time or repeat payments, and offers the option to report rent payments to credit bureaus for building credit. Simply connect your bank account, enter rent details, and your landlord will be notified once payment is made. Prioritizing security with end-to-end encryption, SOC2 compliance, and proactive defense measures.

๐Ÿ’ฐ Finance
(9.5K)
8
Tabby: Pay over time
Tabby: Pay over time
Tabby: Pay over time
Pay in 4. No hidden fees
Free

Shop at your favorite brands and split purchases into 4 interest-free payments with Tabby. Track payments, get discounts, and explore thousands of products and brands. Take control of your spending with Tabby's convenient features and 24/7 chat support.

๐Ÿ’ฐ Finance
(3K)
9
Cino โ€“ Split bills instantly
Cino โ€“ Split bills instantly
Cino โ€“ Split bills instantly
Bill-splitting app
Free

This instant bill-splitting app allows users to easily and fairly share expenses with partners, friends, and housemates, eliminating the need for manual calculations, chasing payments, or logging expenses. With its user-friendly and secure features, it enables effortless bill-splitting for various groups, making it a convenient solution for everyday expenses.

๐Ÿ’ฐ Finance
(8)
10
Sezzle: Buy Now, Pay Later
Sezzle: Buy Now, Pay Later
Sezzle: Buy Now, Pay Later
Shop & Pay in 4ยน
Free

Shop clothing, beauty products, electronics, and more with flexible payment options through our app. Buy now and pay later in easy installments to make shopping convenient and affordable for you. Start shopping today and enjoy the freedom to pay at your own pace.

๐Ÿ›๏ธ Shopping
(287K)
11
Zip - Buy Now, Pay Later
Zip - Buy Now, Pay Later
Zip - Buy Now, Pay Later
Shop & Pay in 4ยน
Free

Shop now and pay later with Zip! Enjoy the convenience of making purchases without upfront payments. Experience hassle-free shopping today.

๐Ÿ›๏ธ Shopping
(820K)
12
PayPal - Pay, Send, Save
PayPal - Pay, Send, Save
PayPal - Pay, Send, Save
Savings, cash back, pay later
Free

An all-in-one app for sending money, managing your account, earning cash back, and growing your savings with high-yield options. Easily send money for free, get cash back on purchases, and manage your finances all in one place. Check it out now for a simple and secure way to stay on top of your financial transactions!

๐Ÿ’ฐ Finance
(6.3M)
13
Flex - Rent On Your Schedule
Flex - Rent On Your Schedule
Flex - Rent On Your Schedule
Pay rent on your own schedule
Free

An app that helps users pay their rent on a flexible schedule by splitting it into two payments, aiding in timely rent payments, cash flow management, and credit history improvement. Membership fee of $14.99/month plus 1% bill payment fee.

๐Ÿ’ฐ Finance
(391K)
14
Split Pay
Split Pay
Split Pay
Split Better, Save More
Free

This application helps users easily divide group bills and save money by snapping a photo of the check, matching items with friends, and settling up instantly. It provides a seamless group dining experience by accurately allocating tips and tax, and allowing users to settle up instantly with integrated payment options.

๐Ÿ” Food & Drink
(22)
15
Four | Buy Now, Pay Later
Four | Buy Now, Pay Later
Four | Buy Now, Pay Later
Flexible Shopping & Payments
Free

Shop now, pay later at your favorite stores with an app that allows you to split payments into four interest-free installments every 2 weeks. Manage orders, payments, and get notified before due dates. Discover new retailers in the app directory. Happy shopping!

๐Ÿ›๏ธ Shopping
(106K)
16
Livble - Split your rent
Livble - Split your rent
Livble - Split your rent
Pay rent on your own schedule
Free

Split your rent easily with our app - pay your rent in flexible installments throughout the month. Take control of your rent payments with Livble today!

๐Ÿ’ฐ Finance
(1.8K)
17
Afterpay: Pay over time
Afterpay: Pay over time
Afterpay: Pay over time
Shop Now. Split your payments.
Free

Shop fashion, beauty, and tech with the app that lets you buy now, pay later in four interest-free payments. Browse brands, products, discounts, and gift cards across various categories, manage orders, get price drop alerts, use in stores, and access customer support. Download now and enjoy the benefits of Afterpay!

๐Ÿ›๏ธ Shopping
(384)
18
Split โ€“ Pay Together
Split โ€“ Pay Together
Split โ€“ Pay Together
Split bills with friends
Free

Make group payments fast, transparent, and automatic by easily splitting expenses with friends, whether it's rent, dinner, or a weekend getaway. Simplify the process of figuring out who owes what and get paid back quickly with this modern solution.

๐Ÿ’ฐ Finance
(46)
19
Tab - The simple bill splitter
Tab - The simple bill splitter
Tab - The simple bill splitter
The simple bill splitter
Free

Tab is a bill-splitting app that helps users easily divide expenses among friends. Simply snap a pic of the receipt, select items, and let the app do the rest, including calculating tax and tip. Stay organized, share bills in real-time, and even split someone's total evenly for special occasions.

๐Ÿ”ง Utilities
(1K)
20
Splitwise
Splitwise
Splitwise
Split expenses with friends
Free

An app that simplifies sharing expenses among friends and family, making it easy to split bills for rent, trips, events, and more. Offers features like multi-platform support, debt simplification, expense categorization, and integrated payment options. Experience stress-free money management and smoother financial relationships.

๐Ÿ’ฐ Finance
(219)