Citizens Independent Bank

Citizens Independent Bank

by Citizens Independent Bank

345 ratings
6 reviews
Free

Details

  • Released
  • Updated
  • November 6, 2022
  • July 16, 2026

Features

Citizens Independent Bank screenshot #1 for iPhone
Citizens Independent Bank screenshot #2 for iPhone
Citizens Independent Bank screenshot #3 for iPhone
Citizens Independent Bank screenshot #4 for iPhone
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About

Manage your finances with ease using this banking app. Organize transactions with tags and notes, set balance alerts, and make payments. Deposit checks, manage your debit card, and find nearby branches and ATMs securely.

Organize transactions with tags, notes, and photos
Set custom balance alerts
Make payments to companies and friends
Transfer money between accounts
Mobile check deposit
Debit card management (reorder/turn off)
View and save monthly statements
Find branches and ATMs
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+1

What's New in Citizens Independent Bank

3.36.0

July 16, 2026

Version 3.36.0 • Bug fixes and performance improvements

User reviews

Easy to Use

Love it!

Response from developer

Thank you for your review and for choosing CIB! We're glad you're loving it.

Functional

Reflects the limited scope of CIB’s digital tools.

Response from developer

Thank you for taking the time to share your thoughts with us.

Basic Banking Perfection

I love CIB … They are the antiestablishment 1979 throwback just bank that’s focused on being a community bank. They do it well, they don’t nickel and dime me for things I don’t want or need. They don’t charge me atm fees.

They are incredibly comparable to the BIG “BAD” MEGA BANKS on interest rates for money market funds and certificates of deposit.

They’re also competitive on loans and mortgages, sometimes they beat credit unions interest rates for some loan products.

Mostly I love them because you’re never more than 2 phone menus from a human and I’ve never stood in line for more than 5 minutes or wasted an afternoon stuck in a drive thru waiting.

As for the app, does everything you need a mobile banking app to do. Card management, transfers, virtual deposits, ACH, ETF, and automatic scheduled payments, fraud detection and advanced security options.

It’s a clean simple design puts most information and functionality is now more than 3 clicks away. And swiping isn’t even a thing.. oldsters like me and those of us who don’t have ADHD definitely appreciate that.

They are an outstanding bank and the level of service and support are so 20th century you’ll wonder why things in the 21st century have to be so complicated.

It’s true… things really were better back in the day.
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Response from developer

Thank you for the kind words and for banking with CIB!

Functional

This is the most featureless bank app I have used in the last decade.

Response from developer

Thank you for taking the time to share your thoughts with us.

MD

Terrible Mobile deposit

Response from developer

We are sorry to hear you have had issues with Mobile Deposit. Please call us at 952-915-8525 for assistance.

Developer apps

FAQ

What can I do with the Citizens Independent Bank app?

The app allows you to manage your finances by organizing transactions with tags and notes, setting balance alerts, making payments, transferring money between accounts, depositing checks remotely, managing your debit card, viewing statements, and locating branches and ATMs.

How secure is the Citizens Independent Bank app?

The app offers robust security features, including the ability to secure your account with a 4-digit passcode or biometric authentication on supported devices. This helps protect your financial information.

Is the Citizens Independent Bank app free to use?

The application itself is free to download and use. However, as indicated, it does contain advertisements.

What are the main benefits of using this banking app?

The primary benefits include convenience and control over your finances. You can perform many banking tasks from your mobile device, such as depositing checks, paying bills, and monitoring your account activity, all while benefiting from enhanced security features.

Can I deposit checks using the app?

Yes, the app features a convenient mobile check deposit function. You can deposit checks by simply taking a picture of the front and back of the check directly through the application.