Best apps like Clero: Debt & Sub Tracker

10+ similar apps compared and reviewed

5.0 avg rating
10 free apps
Updated September 2026

Whether you want more options like Clero or a completely different take on the same concept, our curated list of 10+ similar apps has you covered. Updated for 2026 with the latest ratings and comparisons.

Top Alternatives to Clero

More apps like Clero

4
Owe Pay
Owe Pay
Owe Pay
Track Loans & Manage Debt
Free
💰 Finance
(0)
5
Debt Tracker: Manage Money
Debt Tracker: Manage Money
Debt Tracker: Manage Money
Loan & Balance Tracker
Free
💰 Finance
(0)
6
Debtly: Personal Debt Tracker
Debtly: Personal Debt Tracker
Debtly: Personal Debt Tracker
Track IOUs, Loans & Bills
Free
💰 Finance
(0)
7
Paid - Debt Tracker
Paid - Debt Tracker
Paid - Debt Tracker
Debts tracked. Money back.
Free

Manage all your debts effortlessly with this intuitive application. It offers one-tap reminders to ensure you never miss a payment and an AI-powered receipt splitter for easy expense division.

Intuitive debt trackingOne-tap payment remindersAI Receipt Splitter
💰 Finance
(6)
free
8
IOU - OweTracker
IOU - OweTracker
IOU - OweTracker
Who Owes Me - Debt Tracker
Free

Easily track money lent, borrowed, and owed without spreadsheets. Manage personal debts, shared expenses, and recurring bills with clear overviews of balances and payment history. Log payments instantly and stay organized with automatic tracking for monthly charges.

Track money lent, borrowed, and owedFilter debts owed to you vs. money you oweView balances, payment history, and upcoming charges
💰 Finance
(2)
freemium
9
OweMate - IOU & Debt Tracker
OweMate - IOU & Debt Tracker
OweMate - IOU & Debt Tracker
Money Owed? AI Asks For You
Free

Easily track who owes you money and what you owe others. Features smart AI-generated payment reminders and support for over 70 currencies. Syncs across devices and offers PDF export for clear statements.

Track IOUs and shared expensesAI-powered payment remindersSupport for 70+ currencies
💰 Finance
(2)
free with in-app purchases
10
Debt Payoffs Tracker
Debt Payoffs Tracker
Debt Payoffs Tracker
Student, Auto & Mortgage Loans
Free
💰 Finance
(0)