Clero - Pay, Request, Split

Clero - Pay, Request, Split

Direct Bank Pay & Smart Splits

18 ratings
20 reviews
Free
In-App Purchases

Details

  • Released
  • Updated
  • September 2, 2026
  • September 26, 2026

Features

Clero - Pay, Request, Split screenshot #1 for iPhone
Clero - Pay, Request, Split screenshot #2 for iPhone
Clero - Pay, Request, Split screenshot #3 for iPhone
Clero - Pay, Request, Split screenshot #4 for iPhone
Clero - Pay, Request, Split screenshot #5 for iPhone
Clero - Pay, Request, Split screenshot #6 for iPhone
Clero - Pay, Request, Split screenshot #7 for iPhone
Clero - Pay, Request, Split screenshot #8 for iPhone
Clero - Pay, Request, Split screenshot #9 for iPhone
Clero - Pay, Request, Split screenshot #10 for iPhone
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About

Easily send and receive money directly from your bank account with same-day settlement and no transfer fees. Split bills, track group expenses, and manage recurring payments seamlessly. Features include receipt scanning and smart debt simplification.

✓Direct bank-to-bank payments
✓Same-day settlement
✓Zero transfer fees
✓Card and subscription splitting
✓Receipt scanning
✓Group expense tracking
✓Recurring payment requests
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What's New in Clero

1.1.1

September 26, 2026

Clero now works right inside iMessage. • Send and pay money requests without leaving your conversation • Split group expenses by amount, percentage, or shares • Attach receipts and let friends claim the items they ordered • Choose your bank account and review payment details securely • Enjoy improved request cards, dark mode, accessibility, and loading experiences We’ve also improved reliability, notifications, and payment status updates throughout the Clero iMessage experience.

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Subscriptions & In-App Purchases

Clero+ Monthly

Recurring splits, smart settling, and Gmail tools.

$3.991 Month
14 Days trial
How to cancel Clero subscription ⁉️

User reviews

Direct bank transfers, no fees, no hassle

Clero sends money straight from your bank account the same day — no wallet, no transfer fees. The AI receipt scanning makes splitting group expenses almost instant, and syncing cards means I'm not manually entering every charge. Replaced Splitwise + Venmo for me.

Fake reviews

They keep deleting my review app only been out short time and many reviews are fake the platform doesn’t work it steals your info!!!

Best end-to-end workflow for splitting expenses by far!

I’m usually the person who offers to put the whole group bill on my card because of the credit card points which is great until I’m the one stuck figuring out what everyone owes and chasing people down afterward. Clero has made that whole process infinitely easier.

You can scan or upload a receipt and it automatically breaks everything down by item, so everyone can just claim what they got. You can split shared items too. You can also link your credit cards and bank accounts and pull transactions directly into the app, or sync receipts from your email, so you don’t have to manually enter everything.

The part I really love is that it doesn’t just calculate the split and then make you go use another app to actually settle it. You can send the request and get paid through Clero, and the money goes straight back to your linked bank account instead of sitting in some separate app wallet that you then have to withdraw.

You can also set up recurring splits and autopay for things like rent, utilities, subscriptions, etc., which is such a nice touch.

It basically takes a process that normally involves a receipt, calculator, Splitwise, Venmo/Zelle, and sometimes another transfer after that, and turns it into one flow. As someone who ends up paying for group stuff all the time, it’s genuinely made my life easier.
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Easily settled our entire group trip!

Paid a $1,800 deposit for a Breckenridge chalet on my card. Everyone got clear payment request with itemized details, and 5 out of 6 friends paid me directly on Clero before we even finished unpacking our bags.

Verification Bad (UPDATE)

Wont accept my verification when it’s literally all correct information.. weird and sketchy. ( update : the reviews are fake ive asked friends and family to see if the verification works and it does not they send the same message to everyone regarding why they weren’t verified and also dont ever compare to venmo and the other big apps when you cant onboard kyc correctly i was interested and havent had issues with my identity anywhere before.
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Response from developer

Hi, We understand the frustration. Clero uses identity verification and fraud-prevention controls to protect our users and the platform. Our verification process evaluates multiple factors, which we can’t disclose for security reasons. If an account is unable to pass identity verification, we unfortunately cannot allow it to send payments through Clero. If you’ve already contacted our support team, we’ll follow up with you there.

FAQ

How does Clero ensure the security of my financial information?

Clero uses bank-grade encryption across all financial rails and requires Face ID or Touch ID confirmation before any money moves. This provides robust security for your transactions and personal data.

What are the main benefits of using Clero for payments?

Clero offers same-day direct settlement between bank accounts with zero transfer fees. It also simplifies splitting card transactions and subscriptions, and allows for easy receipt scanning.

Can I import my data from other expense tracking apps into Clero?

Yes, Clero supports importing data from Splitwise by allowing you to upload a Splitwise CSV file. The app will then match names to your contacts and import your existing balances.

How does Clero handle recurring payments and bills?

You can create flexible recurring payment requests for rent, utilities, or subscriptions with custom intervals (weekly, monthly, yearly). Clero schedules these requests and notifies participants when bills are due.

What types of groups can I create in Clero?

Clero supports Monthly groups for roommates, Trip groups for vacation expenses, and On-demand groups for social events. Each group type is designed to simplify debt management and settlement.

Does Clero have ads?

No, Clero is ad-free. As a free application, it focuses on providing a seamless user experience without interruptions from advertisements.

What devices is Clero compatible with?

Clero is available on iPhone and iPad devices. It is designed to offer a consistent experience across Apple's mobile and tablet platforms.

How often is Clero updated?

Clero was last updated on September 16, 2026, with version 1.0.10. This indicates regular maintenance and feature enhancements to ensure the app remains reliable and up-to-date.