Direct bank transfers, no fees, no hassle
Clero sends money straight from your bank account the same day — no wallet, no transfer fees. The AI receipt scanning makes splitting group expenses almost instant, and syncing cards means I'm not manually entering every charge. Replaced Splitwise + Venmo for me.
Fake reviews
They keep deleting my review app only been out short time and many reviews are fake the platform doesn’t work it steals your info!!!
Best end-to-end workflow for splitting expenses by far!
I’m usually the person who offers to put the whole group bill on my card because of the credit card points which is great until I’m the one stuck figuring out what everyone owes and chasing people down afterward. Clero has made that whole process infinitely easier.
You can scan or upload a receipt and it automatically breaks everything down by item, so everyone can just claim what they got. You can split shared items too. You can also link your credit cards and bank accounts and pull transactions directly into the app, or sync receipts from your email, so you don’t have to manually enter everything.
The part I really love is that it doesn’t just calculate the split and then make you go use another app to actually settle it. You can send the request and get paid through Clero, and the money goes straight back to your linked bank account instead of sitting in some separate app wallet that you then have to withdraw.
You can also set up recurring splits and autopay for things like rent, utilities, subscriptions, etc., which is such a nice touch.
It basically takes a process that normally involves a receipt, calculator, Splitwise, Venmo/Zelle, and sometimes another transfer after that, and turns it into one flow. As someone who ends up paying for group stuff all the time, it’s genuinely made my life easier.
You can scan or upload a receipt and it automatically breaks everything down by item, so everyone can just claim what they got. You can split shared items too. You can also link your credit cards and bank accounts and pull transactions directly into the app, or sync receipts from your email, so you don’t have to manually enter everything.
The part I really love is that it doesn’t just calculate the split and then make you go use another app to actually settle it. You can send the request and get paid through Clero, and the money goes straight back to your linked bank account instead of sitting in some separate app wallet that you then have to withdraw.
You can also set up recurring splits and autopay for things like rent, utilities, subscriptions, etc., which is such a nice touch.
It basically takes a process that normally involves a receipt, calculator, Splitwise, Venmo/Zelle, and sometimes another transfer after that, and turns it into one flow. As someone who ends up paying for group stuff all the time, it’s genuinely made my life easier.
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Easily settled our entire group trip!
Paid a $1,800 deposit for a Breckenridge chalet on my card. Everyone got clear payment request with itemized details, and 5 out of 6 friends paid me directly on Clero before we even finished unpacking our bags.
Verification Bad (UPDATE)
Wont accept my verification when it’s literally all correct information.. weird and sketchy. ( update : the reviews are fake ive asked friends and family to see if the verification works and it does not they send the same message to everyone regarding why they weren’t verified and also dont ever compare to venmo and the other big apps when you cant onboard kyc correctly i was interested and havent had issues with my identity anywhere before.
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Response from developer
Hi, We understand the frustration. Clero uses identity verification and fraud-prevention controls to protect our users and the platform. Our verification process evaluates multiple factors, which we can’t disclose for security reasons. If an account is unable to pass identity verification, we unfortunately cannot allow it to send payments through Clero. If you’ve already contacted our support team, we’ll follow up with you there.
Bad app
Everything looks good but the kyc instantly gets kicked back. I 100% put the correct info and it still denied my kyc. Now there’s a bank connection for no reason. I’m sure you can’t get out money out the app without kyc
Response from developer
Hi, We understand the frustration. Clero uses identity verification and fraud-prevention controls to protect our users and the platform. Our verification process evaluates multiple factors, which we can’t disclose for security reasons. If an account is unable to pass identity verification, we unfortunately cannot allow it to send payments through Clero. If you’ve already contacted our support team, we’ll follow up with you there.
Rollover balance for recurring utilities is a lifesaver
My roommate pays the electric bill and I pay the high-speed fiber internet. Instead of Venmo-ing each other back and forth every 30 days, Clero nets out the difference and we settle the remaining $18 with one tap.
Solves all payment splitting needs!
I have really enjoyed using this app! My favorite feature is how bills from your email automatically show up on the app, and it makes it much easier to split each item amongst friends.
I have been more proactive in splitting bills and paying back my friends since I started using this app since it is all integrated.
I have been more proactive in splitting bills and paying back my friends since I started using this app since it is all integrated.
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Makes splitting costs so easy
Genuinely so much better than other apps I’ve used to split costs with friends. It’s really intuitive and makes the whole process way less annoying. The receipt scanning feature is especially useful — you can upload a photo, it itemizes everything, and then either assign items yourself or let everyone claim what they got.
I also love that you can sync your email to pull in receipts directly. The app is super responsive, easy to use, and they’re constantly adding genuinely useful new features. Definitely recommend!
I also love that you can sync your email to pull in receipts directly. The app is super responsive, easy to use, and they’re constantly adding genuinely useful new features. Definitely recommend!
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Finally deleted Splitwise and Venmo
Splitwise started limiting daily expense tries and charging for basic math. Clero imported our group CSV in one click and handled payments directly.
A powerhouse!
Clero has some features that are a long time coming from other major splitting apps. This has closed all those annoyances and gaps. Support is so quick as well which makes it even better. So worth the subscription as well.
10/10 would download again
This app has made it so much easier to split payments with my friends! I can scan a receipt or just tap a bank account payment and send a request off to my friends. So much easier to keep track of payments in app vs doing things over text like I’ve had to with other apps. Really convenient and highly recommend!
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Gmail receipt sync pulled our DoorDash order automatically
Ordered takeout for our study group, before I even opened the app, Clero had synced the DoorDash receipt from my email, I just tapped who ordered what and the requests went out immediately
Great app for seamless payments
The user interface and zero fees are great. I’ll definitely be utilizing Clero for future business with clients.
So much better than Venmo IMO
I hate keeping money sitting in digital wallet balances where it earns zero interest. Money sent in Clero lands in my primary checking account and same day! doesn’t even charge fees like Venmo asks you to. No brainer to use clero
a new favorite
one stop shop fr - makes splitting expenses so easy and seamless, lets you connect to your bank, auto-detects transactions but lets you manually enter them as well if that’s what you prefer! cherry on top? gives you one less thing to keep track of in the group chat!
Splitting bills finally DOESN’T SUCK
I do not write this lightly: Clero is the best alternative to Venmo/Splitwise. It’s genuinely so good that using Venmo or Splitwise now feels outdated.
For financially savvy people, or anyone who’s constantly paying for group bills, this is the go to app with no BS. The annoying math behind receipts and splits is basically gone.
The AI bill parsing is easily my most-used feature, but it goes way beyond that. Clero syncs transactions across multiple cards and even pulls from your email. You also don’t have to do the usual guesswork of figuring out who ordered what - you can just send the bill as is, and let everyone claim their own items.
I have very high conviction in this app. What’s exciting is that it still feels like there’s a ton of room for what Clero can become, especially compared to alternatives that feel stagnant and increasingly optimized around corporate greed rather than actually making splitting money easier.
For financially savvy people, or anyone who’s constantly paying for group bills, this is the go to app with no BS. The annoying math behind receipts and splits is basically gone.
The AI bill parsing is easily my most-used feature, but it goes way beyond that. Clero syncs transactions across multiple cards and even pulls from your email. You also don’t have to do the usual guesswork of figuring out who ordered what - you can just send the bill as is, and let everyone claim their own items.
I have very high conviction in this app. What’s exciting is that it still feels like there’s a ton of room for what Clero can become, especially compared to alternatives that feel stagnant and increasingly optimized around corporate greed rather than actually making splitting money easier.
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Receipt OCR got every single item right
Took a picture of our 14-item Trader Joe's grocery receipt after hosting brunch. Clero instantly separated the items, allowed each roommate to claim what they ate, and split the shared olive oil and butter evenly across all four of us.
Best payment app in my opinion
I love this app! It made payments so easy! It just lets you scan a receipt and upload it, you can upload from email and don’t need a physical receipt! And people can just claim what they got! I hate doing the math when I choose to pay for everyone which is what I hate about other payment apps!! I can also track random charges on my card and it’s a great way to track your spending. Will definitely use this for our next group trip as well because it just makes the logistics SO EASY!!
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Card Sync saves so much time.
Paid for dinner at Lucali on my Amex. When I opened Clero the charge was already sitting there. Tapped three friends and sent the request with itemized totals.