Coco Simple Budget

Coco helps you quickly answer one question: How much money do I actually have left to spend? Instead of tracking every daily expense, Coco takes a different approach to budgeting. It focuses on your fixed, non-negotiable costs like rent, bills, loan payments, and other essentials. Once those are accounted for, you get a clear view of what’s truly available for groceries, dinners out, or anything else. Coco uses flexible budgeting cycles instead of calendar months, so your budget aligns with your personal pay schedule. Whether you're paid weekly, twice a month, monthly, or irregularly, Coco fits your flow. You can manage multiple active cycles at the same time. Set up future ones, adjust current ones, or duplicate a past cycle with one tap. Once you're done budgeting a cycle, archive it to keep your view clean. All archived cycles stay accessible for future reference. Recurring transactions are saved as templates and can be reused when creating new cycles. You can also add new recurring items from within a cycle by flipping a single switch. No daily tracking. No unnecessary charts. Just a simple, reliable way to know what you can safely spend at any point during your pay cycle. All your data stays securely on your device. No sign-ups, no cloud storage, and nothing leaves your phone.