
Covered: Budget by Paycheck
Bills, paydays & safe to spend
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Free
In-App Purchases
About
Know what's safe to spend, every paycheck.
Covered plans your money the way you actually get paid: one paycheck at a time. Tell it how often you're paid and what your bills are, and it puts every bill on the paycheck that has to cover it, before it's due. Then it shows the one number that matters: what's left to spend until payday.
EVERY BILL ON THE RIGHT PAYCHECK
• Weekly, every-2-weeks, twice-a-month or monthly pay
• Bills land on the paycheck before their due date, automatically
• Monthly, every-2-weeks, weekly, quarterly and yearly bills
• 3rd-paycheck months spotted for you
• Move a bill to another paycheck with one tap
SHORT CHECK? FIXED BEFORE IT HAPPENS
• Your next eight paychecks, each with its own plan
• Covered flags a paycheck that will run short, weeks ahead
• One-tap fix: pay a bill early from the check before, or skip a savings set-aside
KNOW WHAT'S SAFE TO SPEND
• Left to spend until payday, and how much a day
• "Can I afford it?" Type a price, get a straight answer
• Log spending in seconds with a big number pad and categories
• See where each paycheck went, by category
• Enter what actually landed when your pay changes, and add extra income
SAVINGS FIRST
• Savings goals set aside from every paycheck
• See the date you'll reach each goal
ON YOUR HOME SCREEN AND LOCK SCREEN
• Widgets for what's left, days to payday and bills due
• Ready for StandBy
• Siri: "What's left in Covered?" and "Log spending in Covered"
REMINDERS THAT HELP
• Payday: what's yours to spend after bills
• The day before a bill is due
• A heads-up three days before a paycheck runs short
PRIVATE BY DESIGN
• No bank login, no account, no ads, no tracking
• Your budget stays on your phone, with an optional copy in your own iCloud
• Optional Face ID lock
• Backup files and CSV export any time
MADE FOR IPHONE DUO
Close it and the cover screen shows what's left to spend. Open it and your paycheck sits on one side, its bills and plan on the other. Covered works on every other iPhone too.
PAY ONCE. NO SUBSCRIPTION.
Try every feature free for 14 days, with no card on file. After that, a one-time $19.99 unlock keeps Covered planning for good, and Family Sharing covers your household. If you don't unlock, your plan stays viewable and exportable.
Covered is for budgeting and information only; it is not financial advice.
Terms of use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
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+1
What's New in Covered
1.0
October 15, 2026
2
Subscriptions & In-App Purchases
$19.99
Covered Lifetime
Every feature, on every paycheck, for good.





