
About
Manage all your credit cards and loans in one place. Optimize payments across paydays, track statement closing dates, and get alerts for upcoming due dates. Easily add accounts by uploading statements or linking your bank.
What's New in Credit Hub
2.2.3
October 28, 2026
Fresh new app icon
Subscriptions & In-App Purchases
Premium Monthly
Full payoff guide plus advanced credit metrics
User reviews
FAQ
What is Credit Hub?
Credit Hub is a finance app designed to help you manage your credit cards and loans. It provides a consolidated view of your accounts, tracks due dates and statement closing dates, and helps optimize your payments.
How does Credit Hub help with payments?
Credit Hub allows you to input your payday schedule and then optimizes your card payments by spreading them across your paychecks. It shows you exactly how much to pay from each paycheck to avoid late fees and manage utilization.
Can I add credit cards without linking my bank?
Yes, Credit Hub allows you to add cards by uploading a statement PDF, which it can read to extract balance, limit, APR, and dates. You can also link your bank if you prefer.
Is Credit Hub secure?
Credit Hub is designed with privacy in mind. You can start without an account, and your data is backed up via iCloud and locked with Face ID. A free account is only required for features like bank linking or advanced reminders.
What are the limitations of the free version of Credit Hub?
The free version of Credit Hub allows you to manage up to 5 cards and 3 receipts. To unlock additional features like credit health check-ins, bank linking, and advanced receipt reports, you will need to upgrade to a premium plan.
What are the subscription options for Credit Hub Premium?
Credit Hub Premium offers two subscription plans: a monthly plan for $12.99 and an annual plan for $99.99. Both plans include a 7-day free trial.
How often is Credit Hub updated?
Credit Hub was last updated on October 28, 2026, with version 2.2.3. This indicates a consistent update schedule, suggesting ongoing development and support for the application.
Does Credit Hub have ads?
No, Credit Hub does not contain advertisements. The app is free to use with optional in-app purchases for premium features, ensuring an ad-free experience.








