Crust Personal

Crust Personal

by TMONI TECHNOLOGIES LIMITED

5 ratings
1 review
Free

Details

  • Released
  • Updated
  • October 9, 2024
  • June 24, 2026

Features

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About

Manage your personal finances with this all-in-one banking app. It offers instant bill payments with cashback rewards, effortless savings tools, and fast money transfers. Securely save, spend, and grow your money with a dedicated savings account and automated saving options.

Instant bill payments with cashback
Fast money transfers
Dedicated savings account number
Automated savings options
Lock savings for higher interest
Save as you spend/earn
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What's New in Crust Personal

1.0.27

June 24, 2026

Goal Savings Enhancements View estimated daily, weekly, and monthly savings targets to help you achieve your financial goals. Available during goal creation and for existing Goal Savings accounts. Other Improvements 1.⁠ ⁠Bank logos are now displayed during transfers for easier bank selection. 2.⁠ ⁠⁠Enhanced Transfer Insights for incoming transactions. 3.⁠ ⁠⁠Crust Vault interest rate updated to 20% p.a. 4

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User reviews

Incompetent

There are lots of things you guys need to work on I have had a complain since yesterday and your customer care has not been helpful I was promised before the end of today now they are telling me to hold on till tomorrow
I am disappointed and this is a bank that is licensed under CBN
I need the money before the end of tomorrow if not I won’t take it likely with your bank
You cannot just hold on unto my money for no tangible reason and say that it is a technical issue… Do not let me get people involved in this issue
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FAQ

What is Crust Personal?

Crust Personal is a free, all-in-one personal banking app designed for the Nigerian market. It allows users to manage their money, pay bills, transfer funds, and build savings with features like cashback rewards and automated saving tools.

Is Crust Personal secure?

Yes, Crust Personal is designed to be a secure way to manage your money. It is licensed by the Central Bank of Nigeria and offers a straightforward, secure banking experience without hidden fees or unnecessary charges.

How does Crust Personal help with savings?

Crust Personal offers multiple ways to save, including a dedicated savings account number, the ability to lock savings for higher interest, and automated features like 'Save As You Spend' and 'Save As You Earn' to build emergency funds effortlessly.

Can I earn rewards with Crust Personal?

Yes, you can earn cashback rewards by paying your electricity, cable, data, and airtime bills directly through the Crust Personal app. These rewards are applied instantly with every bill payment.

What devices does Crust Personal support?

Crust Personal is available on iPhone and iPod devices. The app is rated for ages 4 and up.

How often is Crust Personal updated?

The latest version of Crust Personal is 1.0.25, and it was last updated on May 15, 2026. Updates typically include new features, performance improvements, and bug fixes.

What is the user rating for Crust Personal?

Crust Personal has a user rating of 4.2 stars based on 5 ratings. This indicates generally positive user sentiment regarding its features and functionality.

Does Crust Personal have ads?

No, Crust Personal does not contain advertisements. The app is free to use and does not display any ads to its users.