Comparison

SafeHaven Mobile vs Crust Personal

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

SafeHaven Mobile

This app offers a modern and secure banking experience with instant money transfers, easy bill payments, and convenient card services for online and offline transactions. Get instant support and enjoy peace of mind with robust security measures.

Highlights
  • Instant money transfers
  • Physical and virtual cards for payments
  • Easy bill and airtime payments
  • In-app instant support
  • Unparalleled security measures
  • Regulated by Central Bank of Nigeria
Features
Read full description

Introducing SafeHaven: Your Future-Ready Banking App Experience the future of banking with SafeHaven, the ultimate solution designed for the next generation. Banking is evolving, and with SafeHaven, you'll stay ahead of the curve. Enjoy a seamless, secure, and efficient banking experience like never before. Key Features: 1. Instant Money Transfers: Say goodbye to the hassle of waiting for money transfers. With SafeHaven, you can send and receive money from any bank or mobile wallet in Nigeria in seconds. 2. SafeHaven Cards: Access the world of online and offline payments effortlessly. Whether you need a physical or virtual card, SafeHaven Cards are your gateway to convenient transactions. Pay for your favorite services like Netflix, Uber, Microsoft, Spotify and more with ease. 3. Pay Bills with Ease: Simplify your life by paying your utility bills with just a few taps. Recharge airtime, purchase internet data, settle electricity bills, and manage your cable subscriptions seamlessly. 4. Instant Support: Our dedicated support team is just a message away. No more waiting in long queues or making countless branch visits. Resolve disputes and get assistance directly from the app, all without the need for paperwork. 5. Unparalleled Security: Rest easy knowing your money is safe and your data is secure. SafeHaven is committed to providing you with a top-notch banking experience while prioritizing your safety. Join the Future Today! Open a SafeHaven account now and experience banking at its finest. SafeHaven Microfinance Bank is proud to be regulated by the Central Bank of Nigeria (CBN), ensuring your financial security. Download SafeHaven now and take control of your financial future!

About

Crust Personal

Manage your personal finances with this all-in-one banking app. It offers instant bill payments with cashback rewards, effortless savings tools, and fast money transfers. Securely save, spend, and grow your money with a dedicated savings account and automated saving options.

Highlights
  • Instant bill payments with cashback
  • Fast money transfers
  • Dedicated savings account number
  • Automated savings options
  • Lock savings for higher interest
  • Save as you spend/earn
Features
Read full description

Welcome to Crust Personal Banking App! Open a Crust account today and join customers who rely on Crust for seamless personal banking, instant bill payments with cashback rewards, and effortless savings—all in one app. Crust is your smart, all-in-one financial companion designed to help you save, spend, and manage your money with ease. With Crust, you can pay bills, transfer money, lock in your savings for higher interest, and automatically build your emergency fund—all from one app. Simplify your finances with a dedicated savings account number, fast transfers, and automatic savings options. Download the Crust app today and start saving, earning, and growing your money effortlessly! Crust is licensed by the Central Bank of Nigeria. Why Should You Choose Crust Personal? - Fast Transfers: Need to send money in a flash? You got it! Our lightning-fast transfers ensure your money gets where it needs to be, instantly. Say goodbye to delays! 
 - Pay Bills and Earn Cashback: What’s better than paying bills? Getting rewarded for it! Pay your electricity, cable, data, and airtime bills right from your app and enjoy instant cashback. Every. Single. Time. - Dedicated Savings Account Number: You don’t just get a savings account—you get your very own unique savings account number! Give your finances a personal touch and manage them with ease. No more guesswork, just smooth sailing! - Receive Money Directly Into Your Savings: Want to boost your savings without lifting a finger? Let people send money directly into your savings account, whether it's a gift or a payment! Watch your balance grow, effortlessly. - Build Discipline & Lock Your Savings: Feel tempted to dip into your savings? We’ve got you covered. With our dedicated savings account, you can keep your money locked away and earn higher interest. Perfect for those big life goals! - Save As You Spend: What if spending could be a savings strategy? With Save As You Spend, every transaction automatically helps you tuck a little extra away. It’s like a savings assistant, working in the background as you go about your day! - Save As You Earn: Salary day just got better! Automatically set aside a portion of your earnings the moment they hit your account. No more “I’ll do it later”—your savings grow automatically, giving you peace of mind. - Emergency Savings? We've Got You: Life happens! That’s why we’ve made it easy to build up emergency savings automatically as you go. Whether it’s small, frequent deposits or big chunks, your safety net is just a few taps away. Why You’ll Love Us - Simple & Secure: Designed for the Nigerian market, our app offers the easiest and most secure way to manage your money. No hidden fees, no unnecessary charges—just straight-up smart banking. - Earn More as You Save: Who doesn’t love more money? With us, your savings don’t just sit there. They work for you, growing steadily with competitive interest rates so your money keeps making money. - Personalize Your Banking: Your money, your rules! Set custom goals for your savings, unlock special features to help you stay disciplined, and control how and when you save. - Cashbacks Every Time You Pay: Make your bills work for you! Get cash back on every payment—electricity, cable, airtime, or data—and make saving a breeze while taking care of essentials. Download Now and Get Started! Your journey to smarter banking, effortless savings, and financial freedom begins here. Join thousands of users who are making their money work for them. Save as you earn, spend, and grow—all from one app
 Download Crust Personal and start banking the smart way!

Screenshots

SafeHaven Mobile4 screens
Crust Personal4 screens

Verdict

The call

The clearest difference is review sentiment: SafeHaven Mobile at 67% against Crust Personal's 0%. SafeHaven Mobile also leads on rating (4.4 vs 3.8) and ratings volume (31 vs 6). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

SafeHaven Mobile holds the better App Store score, 4.4 against 3.8. That said, the two scores are not equally well evidenced: SafeHaven Mobile has 31 ratings behind it against 6, so its average is the more settled of the two. Written reviews point the same way: 67% of SafeHaven Mobile's written reviews are positive against 0% of Crust Personal's.

UpkeepUpdate frequency

SafeHaven Mobile ships an update every 4 weeks, Crust Personal monthly. The most recent releases landed on October 30, 2026 and October 24, 2026 respectively.

Scorecard3 real differences · 7 level
SafeHaven Mobile versus Crust Personal: the parameters behind the verdict, then further details
ParameterSafeHaven MobileCrust Personal
PriceFreeFree
Rating4.4 (31 ratings) — better3.8 (6 ratings)
Positive reviews66.7% of reviews — better0.0% of reviews
Number of ratings31 — better6
Update frequencyEvery 4 weeks — betterMonthly
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPod
Requires iOS15.0 — better15.6
Further details — not scored
Size187 MB42 MB
Age rating4+4+
DeveloperSudo Africa, Inc.Tmoni Technologies

Customer experience

SafeHaven Mobile

All ratings31 ratings
Positive83.9%
Neutral6.5%
Negative9.7%
Written reviews6 reviews
Positive66.7%
Neutral16.7%
Negative16.7%

Crust Personal

All ratings5 ratings
Positive80.0%
Neutral0.0%
Negative20.0%
Written reviews1 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

In-app purchases

None

SafeHaven Mobile

No in-app purchases

None

Crust Personal

No in-app purchases

Questions

Is SafeHaven Mobile free?
SafeHaven Mobile is free to download, with no in-app purchases.
Is Crust Personal free?
Crust Personal is free to download, with no in-app purchases.
Which has better reviews, SafeHaven Mobile or Crust Personal?
SafeHaven Mobile is rated higher. SafeHaven Mobile averages 4.4 out of 5 from 31 ratings, while Crust Personal averages 3.8 from 6 ratings.
Do SafeHaven Mobile or Crust Personal have ads?
Neither SafeHaven Mobile nor Crust Personal shows ads.
Which is updated more often, SafeHaven Mobile or Crust Personal?
SafeHaven Mobile ships an update every 4 weeks, and Crust Personal monthly. Most recently, SafeHaven Mobile was updated on October 30, 2026 and Crust Personal on October 24, 2026.

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