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Debt Optimizer

Debt Optimizer

Save Money with Credit AI

7 ratings
4 reviews
With Ads
🔧 Utilities
💰 Finance
Free
In-App PurchasesWith Ads

Details

  • Released
  • Updated
  • March 25, 2024
  • June 25, 2026

Features

Developer

Solve Finance Corp.
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iphone
ipad
🧾$9.99 - $99.99
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About

This app uses AI to analyze your credit and financial data, offering personalized strategies to save money, pay off debts, and improve borrowing power. It acts like a "Google Maps for credit," guiding you toward better financial outcomes and homeownership.

✓Personalized debt payoff strategies
✓Credit score improvement
✓Mortgage qualification assistance
✓Real-time market data analysis
✓AI-driven financial recommendations
✓Expert financial advice
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What's New in Debt Optimizer

1.7.0

June 25, 2026

New features including pay-by-text, Chirp for better bank coverage, and in-app payments.

Subscription plans

Debt Optimizer Monthly

Monthly subscription to Debt Optimizer

$9.991 Month
How to cancel Debt Optimizer subscription ⁉️

User reviews

Most RecentHighest RatedLowest Rated

“Upgrade not available on IOS”

Keep this app all my information just to be greeted with this “Upgrade not available on IOS” Absolutely worthless.
NarutoblockheadNarutoblockhead

Valuable insights

very straightforward and valuable insights on my current borrowings. I also appreciate the insights and experience around home buying as we are looking into that over the next 18 months. Great job Solve team.
AjejtiekfbgsbbegrAjejtiekfbgsbbegr

Won me over

I was skeptical but found the app to be incredibly valuable. Walked me through clear steps to build my credit score.
Rs2889Rs2889

Great unbiased advice

Only app that seems like they want to help you instead of just sell you something
financeguru1212financeguru1212

FAQ

What is Debt Optimizer?

Debt Optimizer is a finance app that uses AI to analyze your credit and offer personalized strategies for saving money, paying off debts, and improving your borrowing power. It aims to simplify your financial journey and help you achieve goals like homeownership.

How does Debt Optimizer help with debt?

Debt Optimizer scans your credit and real-time market data to provide immediate recommendations for your borrowing needs. It identifies opportunities to save money, pay off debts more efficiently, and improve your credit score.

Can Debt Optimizer help me buy a house?

Yes, Debt Optimizer has helped thousands of users overcome mortgage denials and achieve their first-time homebuying dreams. It focuses on improving your personal finances, credit score, and borrowing power, which are crucial for mortgage qualification.

What kind of financial advice does Debt Optimizer offer?

The app is built by debt experts and offers affordable, objective financial advice. It provides insightful tools and expert guidance to help users achieve financial freedom and build a brighter future.

Is Debt Optimizer secure?

While specific security measures are not detailed, the app is developed by a team of software engineers using the latest in household finance research and credit connectivity technology. It aims to empower users with control over their debts and finances.

What are the subscription plans for Debt Optimizer?

Debt Optimizer offers a monthly subscription for $9.99 and a yearly subscription for $99.99. These plans likely unlock premium features or enhanced access to the app's services.

Does Debt Optimizer have ads?

Yes, Debt Optimizer contains advertisements. This is a common practice for free finance apps to support their development and operational costs.

What devices is Debt Optimizer available on?

Debt Optimizer is supported on iPhone, iPad, and iPod devices. The app is rated for users aged 17 and older.