Bridgeover vs Debt Optimizer

Bridgeover is an employer-sponsored program. Please confirm with your employer whether they are partnered with Bridgeover before downloading the app. With Bridgeover, you can unlock your future wages before payday, ensuring timely bill payments, avoiding late fees or overdraft charges and simply tackling unforeseen expenses effortlessly. Bridgeover empowers you to manage your daily cash flow and finances effectively. 1. As you work, you build up your BridgePoints™ every day, enabling you to withdraw money at any time, with the press of a button. No credit check, No interest, Quick and easy. 2. Cutting-edge account monitoring technology provides you real-time alerts and analysis on your bank account and future expenses, so you are always prepared. 3. Secure and private: Your privacy is kept under the highest security level and your employer does not receive any information about your finances. Provided to you by your employer, free of charge! Simple steps to Financial Wellness: - Your employer offers you Bridgeover. - Register and start accumulating BridgePoints™. - Connect your bank account, monitor your balance and get real-time alerts to help you avoid overdrafts and NSF fees. - Get access to withdraw up to the lower of 30% of your bi-weekly net wage or $400 using the BridgePoints™ you accumulated. - We’ll debit your account for EXACTLY the amount you received with no interest (0% APR), no late payment fees, $0 transfer fees. LEGAL STUFF (1) Subject to eligibility and Bridgeover’s policies. Bridgeover services may not be available in all states. (2) Bridgeover is not a loan, a payday loan, cash loan, or personal loan app, nor an app to borrow money. - Minimum and maximum period for repayment - No repayment in full is required within 60 days or less, subject to compliance with Bridgeover’s advance eligibility conditions - Zero interest (0% APR) - Example : If you withdraw $200 to your account, there is a $0 transfer fee and your total repayment amount will be $200. Bridgeover is NOT affiliated with any loan apps, money apps, paycheck loans, or payday loans. Bridgeover protects your privacy and does not sell your personal data to third parties. Read more about our privacy policy: www.bridgeover.io/privacy-policy-v10 For more information please see Bridgeover’s terms and conditions: www.bridgeover.io/terms-of-use-v2-5

The Solve Finance App is where you can apply for Personal Loans, help build your credit report track record (we offer small Credit Builder loans), and view your credit report to help you better navigate your finances. With no impact to your credit score, you can see amounts, estimated rates, and monthly payments before verifying your income to apply for one of our direct loan programs. Enter your information once and keep up with your progress in the app. Direct Loan programs are offered by Franklin Credit. Any pre-approval for a loan program is based on your credit report and is not a commitment to lend — final terms are determined for completed applications using bank data to give as fair and full underwriting as possible, and try to offer options to as many people as possible. View your credit report and score. Track changes over time, review your accounts and balances on file, and see why your score is what it is and figure out your next move. Pulling your report through the Solve Finance app does not affect your score. HOW IT WORKS Create an account and tell us what you're looking for. View your credit report and see what you pre-qualify for. Complete your application and review rates, terms, fees, and monthly payments. Solve Finance was built by a team with backgrounds in household finance research and software engineering. You choose which products to apply for and when. Download the Solve Finance app to view your credit report and see what you pre-qualify for.