Debt Payoff Budget - Forgo
Nudges before you overspend
About
This app acts as a financial brake pedal, helping you pause and forecast purchases before you make them. It integrates with shopping apps and provides nudges to prevent impulse spending, aligning your spending with your budget and goals.
What's New in Debt Payoff Budget
1.1.5
September 4, 2026
Improved UI on dashboard and ability to share your saving progress with friends
Developer apps
FAQ
How does Forgo help me stop impulse buys?
Forgo intervenes by allowing you to forecast any purchase before you make it, showing its impact on your budget. It also sends nudges before your typical impulse spending windows and allows you to set merchant targets.
Can Forgo access my bank accounts?
Yes, Forgo uses read-only bank access via Plaid, the same integration used by apps like Venmo and Robinhood. It cannot move any of your money.
Is Forgo free to use?
Forgo is currently free during its launch phase. Founding members will lock in a discounted price when the Pro version launches, with others paying more later.
What devices does Forgo support?
Forgo is available on iPhone and iPod devices. It is designed to work seamlessly across these platforms.
How often is Forgo updated?
The latest version of Forgo is 1.0.3, and it was last updated on July 8, 2026. Updates are released to improve functionality and user experience.
What is the age rating for Forgo?
Forgo has an age rating of 4+. This indicates it is suitable for a wide range of users, with no mature content.
Does Forgo have ads?
No, Forgo does not contain advertisements. The app is ad-free, allowing for an uninterrupted user experience focused on financial management.
How does Forgo compare to other money apps like Mint or YNAB?
Unlike apps that track past spending or budget retrospectively, Forgo focuses on stopping purchases *before* they happen. Its proactive nudges and forecasting features differentiate it from retrospective budgeting tools.