Cove: Subscriptions & Bills

Cove: Subscriptions & Bills

AI money assistant & reminders

7 ratings
3 reviews
Free
In-App Purchases

Details

Released
August 24, 2025
Updated
October 28, 2026

Features

Cove: Subscriptions & Bills screenshot #1 for iPhone
Cove: Subscriptions & Bills screenshot #2 for iPhone
Cove: Subscriptions & Bills screenshot #3 for iPhone
Cove: Subscriptions & Bills screenshot #4 for iPhone
Cove: Subscriptions & Bills screenshot #5 for iPhone
Cove: Subscriptions & Bills screenshot #6 for iPhone
Cove: Subscriptions & Bills screenshot #7 for iPhone
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About

This AI-powered money assistant helps you track all your subscriptions and bills in one place. It provides upcoming charge calendars and timely reminders for credit card payments, helping you avoid late fees and manage your spending effectively.

✓Automatic subscription and bill detection
✓Upcoming charge calendar
✓Credit card bill payment reminders
✓AI-powered spending insights
✓Budget and goal setting
✓Bill negotiation assistance (beta)
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What's New in Cove

3.6.2

October 28, 2026

Cove now has a dark mode. Open the side menu, tap Appearance, and choose Light, Dark or Auto to match your phone. We also fixed a few things: the notification count now sits in front of the bell, linking an account no longer flashes a blank white screen before Plaid opens, and the Invest allocation card now displays margin accounts correctly.

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Subscriptions & In-App Purchases

Discounted Premium Access 89.99

Discounted Premium Access 89.99

$89.991 Year
1 Year trial
How to cancel Cove subscription ⁉️

User reviews

My Favourite Finance App

My favorite financial management app so far. I love how it combines easy expense tracking, smart AI insights, and seamless bill splitting in one simple, convenient app.

Best personal finance app

Cove is a clean, smart, and easy-to-use finance app. I love how it helps me track spending, subscriptions, investments, and cash flow in one place. The AI sidekick makes it even better by giving helpful insights into my money. Highly recommend!

Response from developer

Thank you so much for the kind words! We’re really glad Cove is helping you track your spending, subscriptions, investments, and cash flow in one place. We’re especially happy to hear you’re enjoying the AI Sidekick — we’re continuing to make it smarter and more helpful. Thanks for recommending Cove!

Finally, Financial Clarity in One Place

Splitify has been an absolute game changer for managing my business finances. Being able to see all of my business credit cards and accounts in one place has saved me so much time and stress.

What really sets it apart is the AI sidekick—it’s helped me investigate and dive deeper into my finances in a way I never could before. Instead of just looking at numbers, I can actually understand trends, spot issues, and get clarity on where my money is going.

It was especially helpful when reviewing the past year—everything was organized and easy to access, which made preparing for end-of-year financials and taxes so much smoother.

If you’re running a business and need a simple, powerful way to stay on top of your finances, I highly recommend Splitify. It’s honestly been a lifesaver.
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Response from developer

Thank you so much for this amazing review. We’re thrilled to hear that Splitify has made such a meaningful difference in managing your business finances. It’s especially great to know that having all your accounts in one place and using the AI Sidekick helped you better understand your financial trends, spot issues, and make year-end and tax preparation easier. We’ve also recently released even more updates, including investment monitoring and a broader set of AI-powered features, and we’re excited for you to check them out. Your support truly means a lot to us.

FAQ

How does Cove find my subscriptions and bills?

Cove connects to your bank accounts through Plaid with read-only access. It analyzes your transaction history to identify recurring charges for subscriptions, memberships, and bills.

What kind of subscriptions can Cove track?

Cove can identify a wide range of recurring charges, including streaming services, phone plans, internet bills, insurance policies, and various memberships.

Does Cove help me lower my bills?

Yes, Cove offers a beta feature that can call your internet, cable, or phone provider to negotiate a lower rate. You only pay a percentage of the savings if the negotiation is successful.

Is my financial data safe with Cove?

Cove uses Plaid for secure, read-only access to your bank accounts. This means Cove can see your transactions but cannot move your money.

What are the subscription plans for Cove?

Cove offers several premium subscription tiers, with prices ranging from $4.99 to $7.99 per month. Many plans include a 7-day free trial.

How often is Cove updated?

The app was last updated on October 28, 2026, indicating ongoing development and support for the application.

What devices does Cove support?

Cove is available on iPhone and iPad devices, making it accessible for users within the Apple ecosystem.

Does Cove have ads?

Based on the provided data, Cove does not contain advertisements, allowing for an uninterrupted user experience.