Cove vs Splitify

Cove is your AI money assistant. It finds every subscription and bill in your accounts, shows what's coming up, and reminds you before your credit card bill is due. EVERY SUBSCRIPTION AND BILL, IN ONE LIST Link your accounts and Cove spots recurring charges for you: streaming, phone, internet, insurance, memberships. See what each costs per month and per year, and when it charges next. SEE WHAT'S COMING UP A calendar of upcoming charges, so the week rent and three renewals land together doesn't catch you off guard. A REMINDER BEFORE YOUR CARD BILL IS DUE Cove tells you before your credit card payment is due, so you don't pay late fees or interest you didn't plan for. ASK COVE Ask the built-in AI assistant about your spending, subscriptions and bills, in plain English. BUDGETS AND SPENDING Transactions are sorted for you. See spending by week, month, quarter or year, and set budgets and goals. LOWER A BILL (BETA) Cove can call your internet, cable or phone provider to ask for a lower rate. You only pay if it works: 40% of what you save in the first year. YOUR DATA Cove connects to your bank through Plaid with read-only access. It can see your transactions; it can't move your money. Terms of use - https://usecove.ai/terms Privacy policy - https://usecove.ai/privacy Your subscription will automatically renew unless auto-renew is turned off at least 24 hours before the end of the current period. Manage your subscriptions in your Apple ID settings.

Splitify is the independent way to split expenses with friends, roommates, and travel buddies. No account to create, no ads to sit through, no bank behind it, no limits on what you can log — and it's free. Forever. Open the app and start splitting in seconds. Your friends don't need to sign up either: share an invite link and they're in. WHY SPLITIFY IS DIFFERENT - No account needed — not even an email. Download, open, split. - Free forever — every feature included. No premium tier, no daily expense limits, no paywalled essentials. - No ads — nothing standing between you and your expenses. - Independent and private — Splitify isn't owned by a bank and doesn't sell your data. Your spending stays yours. EVERYTHING YOU NEED TO SETTLE UP - Splits for every occasion — create a group for your trip, your flat, your team, or your relationship. - Clear balances — always know who owes what, and settle up in a tap. - Any currency — log expenses in different currencies, with exchange rates handled for you. - Recurring expenses — set up rent, utilities, or shared subscriptions once, and Splitify keeps every month's balances right. - Works offline — no signal on the road? Log now, sync later. - Smart notifications — customizable alerts so nothing gets forgotten, without nagging anyone. - Make it yours — light and dark mode, with your own accent color for each. - In your language — English, French, and Spanish. PERFECT FOR - Trips and holidays: hotels, meals, fuel — in any currency. - Roommates: rent, groceries, utilities. - Couples: everyday shared spending. - Friends and teams: dinners, gifts, events, subscriptions. Split expenses. Keep your privacy. That's the whole deal.