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About
This app helps you create a personalized plan to pay off debts like credit cards and loans faster. It offers popular payoff strategies, tracks your progress with visual charts, and provides custom recommendations. Upgrade for unlimited debts, AI coaching, and family collaboration.
✓Debt Snowball & Avalanche calculators
✓Visual progress tracking charts
✓Custom payment reminders
✓Professional PDF reports
✓AI Debt Coach
✓Friends & Family collaboration
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What's New in Debt Payoff Planner
1.1.19
September 10, 2026
• Improved loan detail - see your 3 most recent payments at a glance • Full payment history - tap View all to browse every logged payment • Smoother splash experience with an animated app name intro • Stability improvements for Google Sign-In and Premium purchases • Bug fixes and performance improvements
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Subscriptions & In-App Purchases
Individual Monthly
Unlimited access to AI Coach, PDF reports, and tools.
$4.991 Month
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FAQ
How does Debt Payoff Planner help me become debt-free?
Debt Payoff Planner provides a structured roadmap to tackle your debts. It offers popular strategies like Debt Snowball and Debt Avalanche, visual progress tracking, and custom recommendations to help you pay off credit cards, student loans, and mortgages faster.
What are the main debt payoff strategies offered by Debt Payoff Planner?
The app supports two primary strategies: Debt Snowball, where you pay off the smallest balance first for quick wins, and Debt Avalanche, where you prioritize the highest interest rate to save money over time. You can compare these strategies to see which works best for you.
Can I track my progress with Debt Payoff Planner?
Yes, the app features visual progress charts that allow you to monitor your debt reduction trends on a monthly basis. You can also receive automated payment reminders and weekly/monthly reports to stay on track.
What features are included in the Premium subscription for Debt Payoff Planner?
The Premium subscription unlocks unlimited debt tracking (free tier is limited to 3 debts), full access to the AI Debt Coach for personalized guidance, unlimited PDF report exports, and the ability to collaborate with up to 5 family members.
How do I manage my subscription for Debt Payoff Planner?
You can manage your subscription, including turning off auto-renewal, by going to your App Store Account Settings after your initial purchase. Payment is charged to your Apple ID, and renewals occur within 24 hours of the current period's end.
Does Debt Payoff Planner have ads?
The free version of Debt Payoff Planner contains advertisements. To experience a completely ad-free environment, you can upgrade to the Premium subscription.
What devices is Debt Payoff Planner available on?
Debt Payoff Planner is available for iPhone, iPad, and iPod devices. It is designed for iOS users looking to manage their finances on the go.
How often is Debt Payoff Planner updated?
The app was last updated on September 10, 2026, with version 1.1.19. This indicates regular updates are provided to enhance features and ensure reliability.
