Best apps like Debt Zero: Payoff Planner

26+ similar apps compared and reviewed

4.4 avg rating
10 free apps
Updated August 2026

Debt Zero is great, but it's not the only option. Explore 26+ similar apps for iPhone and iPad, each reviewed and rated by real users. Find free alternatives, premium upgrades, and hidden gems.

Top Alternatives to Debt Zero

Stack - Simple Debt Manager#2

Stack - Simple Debt Manager by Leon Boettger

The fastest debt manager app
Strong Contender
💰 Finance
4.3(6 ratings)
FreeIn-App Purchases
Stack - Simple Debt Manager screenshot 1
Stack - Simple Debt Manager screenshot 2
Stack - Simple Debt Manager screenshot 3
Stack - Simple Debt Manager screenshot 4

Easily track and manage personal finances by categorizing credit and debt across multiple devices. Create separate spaces for different financial situations, share summaries, and use the built-in calculator for complex calculations.

Credit Card Payment Calculator#3

Credit Card Payment Calculator by Phan Nhat Đang

Debt management and tracking
Worth Considering
💰 Finance
4.5(94 ratings)
FreeIn-App Purchases
Credit Card Payment Calculator screenshot 1
Credit Card Payment Calculator screenshot 2
Credit Card Payment Calculator screenshot 3

Calculate credit card payments by entering your balance and interest rate. Determine your payoff timeline or monthly payment amount with this intuitive tool. Manage your debt effectively with clear options for debt reduction.

More apps like Debt Zero

4
Debt Control – minhas dividas
Debt Control – minhas dividas
Debt Control – minhas dividas
e meus controle de empréstimos
Free

Manage all your debts and loans in one place. Track who owes you money and who you owe, with support for multiple currencies and payment reminders. View your debt history and get an overview of your financial commitments.

Track money owed and borrowedSupport for multiple currenciesPayment period indication
💰 Finance
(32)
free with in-app purchases
5
Debt Tracker - Debts Manager
Debt Tracker - Debts Manager
Debt Tracker - Debts Manager
Debt payoff planner tracker
Free

Easily manage all your financial commitments, whether you owe money or are owed. Track debts and receivables by currency, plan your debt payoff, and monitor monthly progress. Stay organized and in control of your finances with this intuitive money tracking app.

Manage debts and receivablesSeparate by currencyDebt payoff planner
💰 Finance
(104)
free with in-app purchases
6
Loan Tracker: You Owe Me
Loan Tracker: You Owe Me
Loan Tracker: You Owe Me
IOUs, Bills & Repayment Plans
Free

This app helps manage money shared between friends, family, or partners. It tracks loans, splits bills, and facilitates clear communication about debts and repayments with built-in message templates and professional statements.

Track loans and IOUsSplit bills easilyBuilt-in Money Messages for conversations
💰 Finance
(346)
free with in-app purchases
7
My Debt Manager & Tracker
My Debt Manager & Tracker
My Debt Manager & Tracker
Track and Manage Debts & Loans
Free

Easily track and manage all your debts and loans in one place. This app simplifies due dates, payments, and balances with intuitive color coding and automatic data backup. It supports multiple currencies, recurring payments, and offers AI-driven insights to help reduce debt stress.

Track debts and loansRecurring payment managementAI debt stress reduction
💰 Finance
(5)
free with in-app purchases
8
Stop Impulse Buying | Budget
Stop Impulse Buying | Budget
Stop Impulse Buying | Budget
No Spend Challenge Tracker App
Free
$2.99 | 100% OFF

This app helps you control impulsive spending and boost savings. It offers tools like a no-spend challenge tracker, a 52-week savings plan, and a purchase decision guide to promote mindful buying and achieve financial goals.

No Spend Challenge Tracker52-Week Savings ChallengeGoal-Driven Savings
💰 Finance
(75)
subscription
9
BillOut - Bill Tracker
BillOut - Bill Tracker
BillOut - Bill Tracker
Organizer, Reminder & Manager
Free

Easily track all your bills in one place and receive timely reminders before due dates. This app helps you budget effectively, reduce financial stress, and manage shared expenses with customizable notifications and a clear calendar view.

Bill tracking and organizationCustomizable due date remindersShared bill management
💰 Finance
(260)
free with in-app purchases
10
Debt Snowball - Payoff Planner
Debt Snowball - Payoff Planner
Debt Snowball - Payoff Planner
Credit card & payment tracker
Free

This app helps you get out of debt faster by implementing popular payoff strategies like Snowball and Avalanche. Track multiple debts, set payment schedules, and monitor your progress to save money on interest and become debt-free sooner.

Add multiple debtsChoose repayment frequencyTrack payments
💰 Finance
(1.3K)
free with in-app purchases