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DebtDown

DebtDown

Pay Off Debt Faster

4 ratings
2 reviews
💰 Finance
Free
In-App Purchases

Details

  • Released
  • Updated
  • March 21, 2026
  • August 17, 2026

Features

Developer

Hrdlicka Apps LLC
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iphone
ipad
🧾$6.99
In-App Purchase↘︎
⭐2
Reviews↘︎
❓8 answered
FAQ↘︎
📦~ in 1 week
Updates frequency↘︎
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About

This app helps you create a personalized plan to eliminate your debts faster. It calculates your debt-free date and total interest paid, offering various payoff strategies. Track your progress and receive payment reminders to stay on course.

✓Debt payoff strategies (Snowball, Avalanche)
✓Calculate debt-free date
✓Track interest costs
✓Balance, interest, and timeline charts
✓Payment reminders
✓iCloud sync
✓Amortization schedules
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What's New in DebtDown

1.7.1

August 17, 2026

This update fixes several important issues: - Fixed iCloud sync so your debts now properly restore when you set up Debtdown on a new device - Fixed a balance/rate entry bug that could multiply amounts by 100x for users in certain international regions - App Lock now protects your data immediately after restarting the app, not just when backgrounding - Fixed notifications continuing to fire for debts you've already deleted - Recurring auto-payments now log correctly even if you don't reopen the app right at the start of the month, and no longer post phantom payments against paid-off debts - Fixed an issue where iCloud sync could get stuck in a repeating loop - CSV import now correctly handles debt names containing commas - Various improvements to data reliability, chart accuracy, and the target-payoff-date calculator Thanks for using Debtdown — as always, feedback is welcome!

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In-App Purchases

$6.99

Debtdown Pro

Pay once, unlock everything. No subscription ever.

User reviews

Most RecentHighest RatedLowest Rated

Superb App, I appreciate the one-time purchase <3

The app is so great, it’s been easily and comfortable to use and helps me feel more financially confident and eliminates my anxiety.

I was wondering do you ever plan on adding a visual calendar feature? I Ask because since we can add due dates for the debts, having a visual calendar would make it much easier to view and plan future prospective due payments around/between payday/paychecks.
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MisoLYamaMisoLYama

Response from developer

Thank you so much for the kind words — and for the suggestion! I actually just built a visual calendar view because of your request. It'll be landing in version 1.7.0 — due dates, recurring payments, and payoff milestones all laid out month-by-month, so you can plan around your payday/paycheck timing. Since I don't have a dedicated testing team, I'd genuinely love your honest feedback on it once it's out, good or bad. If you run into any issues, there's a support email link in Settings. And if you're enjoying DebtDown, I'd really appreciate it if you checked out my other apps at hrdlickaapps.com. Thanks again for taking the time to leave a review!

Five Stars

This app is exactly what I needed to finally get my debt under control. It’s super simple to use and makes tracking everything so much less stressful. I love being able to see my progress clearly—it actually makes me feel motivated to pay things off faster. If you’re looking for a straightforward way to manage your money and get out of debt, definitely give this a try!
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Bob hozerBob hozer

Response from developer

Thank you so much for the kind words, Bob! Really glad DebtDown is helping you stay on top of things and feel motivated — that's exactly what we built it for. Appreciate you taking the time to leave a review!

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FAQ

What debt payoff strategies does DebtDown offer?

DebtDown offers the Snowball and Avalanche payoff strategies. The Pro version unlocks five additional strategies for more tailored debt reduction plans.

How does DebtDown help me track my progress?

DebtDown provides balance, interest, and timeline charts to visualize your debt reduction journey. You can see your exact debt-free date and how much interest you're saving.

Does DebtDown have ads?

No, DebtDown is ad-free. The app is designed to provide a clean and focused user experience without interruptions from advertisements.

What are the benefits of DebtDown Pro?

DebtDown Pro offers unlimited debts, 5 extra payoff strategies, PDF export, CSV import, a refinance simulator, and custom currency support for a one-time purchase.

Is DebtDown available on multiple devices?

Yes, DebtDown supports iCloud sync across your iPhone and iPad, allowing you to access and manage your debt information seamlessly on different Apple devices.

How often is DebtDown updated?

The latest version, 1.6.1, was released on May 5, 2026. The app is actively maintained, with updates typically released to improve features and performance.

What is the user sentiment for DebtDown?

Based on the available data, DebtDown has a perfect 5.0-star rating from 3 reviews, indicating very positive user sentiment.

Can I import my debt information into DebtDown?

Yes, the DebtDown Pro version allows for CSV import, making it easier to transfer your existing debt data into the app and start planning your payoff.