DebtNavigator

Take control of your debt with a plan you can understand. Debt Navigator brings your debts, bills, savings, and monthly income together in one place. See what you owe, track your progress, organize upcoming payments, and explore how additional contributions could affect your estimated debt-free date. KEY FEATURES • Track credit cards and loans Add balances, APRs, minimum payments, and monthly due dates. • Understand your progress See your total remaining debt, estimated monthly interest, completed payments, and overall payoff progress. • Plan around promotional APRs Record promotional interest rates and expiration dates so your payoff plan can account for upcoming rate changes. • Track credit card payment plans Add multiple fixed-fee payment plans to a credit card, including their remaining balances, monthly principal, and fees. • Explore your payoff timeline View estimated payoff dates for each debt and follow a plan that prioritizes higher-interest balances while keeping minimum payments covered. • Try additional payments before committing Use the interactive what-if slider to see where extra money could go and how it might change your estimated payoff calendar. These previews do not modify your saved balances. • Organize monthly bills Track recurring bills, due dates, monthly totals, and payment status. • Build savings while paying down debt Include savings accounts and investments in your monthly plan and celebrate positive progress alongside debt reduction. • Keep your financial information private The current version stores the financial information you enter locally on your device. Debt Navigator does not require a bank connection or Debt Navigator account. DEBT NAVIGATOR PREMIUM Unlock unlimited planning, payoff projections, promotional APR analysis, credit card payment plans, and the extra-payment hypothesizer. Debt Navigator provides educational estimates and planning tools. It does not provide financial, legal, tax, or investment advice. Calculations may differ from lender statements because of compounding methods, fees, transactions, rate changes, and payment timing. Always confirm payment amounts and due dates with your lender.