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Debts Break

Debts Break

Payoff Plan & Snowball Method

96 ratings
94 reviews
With Ads
📊 Productivity
💰 Finance
Free
In-App PurchasesWith Ads

Details

  • Released
  • Updated

Features

Developer

LINKLINKS LTD
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🧾$0.99 - $9.99
In-App Purchase↘︎
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Reviews summary↘︎
⭐94
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❓5 answered
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📦~ in 6 months
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About

This app helps you become debt-free using popular payoff strategies like the Snowball method. It offers visual tracking, detailed reports, and multiple payoff plans to manage your debts effectively and save on interest.

✓Debt payoff strategies (Snowball, Highest Interest, Lowest Balance, etc.)
✓Visual debt tracking and progress monitoring
✓Automatic balance updates
✓Payment logs and extra payment options
✓Loan, payoff date, and mortgage calculators
✓Detailed reports and charts
✓Passcode and Touch ID protection
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What users say

Summarized from real user reviews of Debts Break. Based on 96 reviews and a 4.1/5 average, it highlights the 9 positives and 14 negatives reviewers mention most about this Finance app.

Positive things

  • 👍User-friendly interface and easy to navigate
  • 📊Clear visual charts and graphs for debt tracking
  • 💰Effective debt snowball method for motivation
  • 🎯Simple and straightforward debt management
  • 📱Clean, attractive design
  • 🔧Customizable payment plans and schedules
  • ⚡Quick calculations and instant results
  • 🎨Well-organized layout for viewing all debts at once
  • 📈Helpful progress tracking and visual motivation

Negative things

  • 🐛Frequent app crashes and freezing issues
  • ❌Decimal point removal in interest rates (major bug)
  • ⚠️Inaccurate calculations after updates
  • 🔔Notification system not working properly
  • 💸Snowball feature locked behind paywall
  • 🚫Cannot edit actual payment amounts made
  • ❌Limited payment frequency options (no biweekly)
  • ⚠️Slow performance and long load times
  • 🔧Data loss after crashes
  • 📧Poor customer support response
  • 🎯Automatic payment redistribution without user approval
  • ❌Cannot delete paid-off debts
  • 💳No support for non-traditional loan types
  • 🌍Limited currency support (no GBP)
See all reviews

What's New in Debts Break

8.0

April 27, 2026

⁃ Bugs fixes and stability improvements.

Subscription plans

Premium - 6 months

Activate premium access for 6 months.

$0.996 Months
How to cancel Debts Break subscription ⁉️
3

In-App Purchases

$9.99

Remove ads

Remove all ads in this app.

User reviews

Most RecentHighest RatedLowest Rated

Dept break

Excellent app
ben10dogben10dog

Not Enough Information

There needs to be a loan ending date added, not all lenders use conventional methods in our current economy.
tcidougtcidoug

Removed decimal point

Used to love this app but an update over a year ago removed the decimal so the amounts are inaccurate. Emailed the help desk with no response.
Also, why is there still no option for biweekly??
Michaela..MMichaela..M

Decimals went away

Bring back the decimals for the interest rates !
LinyyypooLinyyypoo

Interest Rate Bug

Cannot enter an interest rate decimal like 4.75 it only accepts 4%. iPhone 14 on iOS 17.
one4all2nvone4all2nv
See 89 more reviews

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User experience

🐞

Reported Bugs

14 issues

Decimal points removed from interest rate input fields

Bug

Cannot enter decimal interest rates (e.g., 4.75%)

Bug

App crashes when entering debt information

Bug

Notifications persist after deleting payments

Bug

App freezes and becomes unresponsive

Bug

Data loss after crashes

Bug

Automatic payment transfers between debts without authorization

Bug

Cannot modify payment amounts after initial entry

Bug

Reminders not functioning on certain iOS versions

Bug

Error messages when entering minimum payment balances

Bug

Slow app performance and extended load times

Bug

Glitches when switching between payoff methods

Bug

Payment schedule calculations appear inaccurate in some cases

Bug

Accidental ad clicks due to poor ad placement

Bug
✨

Requested Features

15 requests

Biweekly and weekly payment options

Feature

Ability to enter actual payment amounts made

Feature

Extra/additional payment functionality

Feature

Loan ending date field

Feature

Support for recurring bills without balances (utilities, phone)

Feature

Asset tracking in addition to debt

Feature

Ability to edit payment due dates

Feature

Late fee and purchase tracking

Feature

Additional snowball method (largest to smallest payment)

Feature

Better help and tutorial documentation

Feature

Ability to delete paid-off debts

Feature

Support for multiple currencies

Feature

Fortnightly/monthly cycle customization

Feature

More detailed payment schedule view

Feature

Ad removal after paid purchases

Feature

FAQ

What does the app do?

This app helps users become debt-free by implementing popular payoff strategies like the Snowball method. It allows you to manage your debts, track your payoff progress visually, and see how much interest you can save.

What are the key features of this debt payoff app?

Key features include multiple payoff strategies (Snowball, Highest Interest Rate First, Lowest Balance First, etc.), automatic remaining balance updates, payment logging, the ability to add extra payments, and various calculators for loans and mortgages. It also provides detailed reports and charts for visual tracking.

How much does the app cost?

The app is free to download and use, but it does offer in-app purchases. Specific details on what features or content are behind in-app purchases are not provided in the description, but the presence of ads also indicates a free-to-start model.

What kind of debts can I manage with this app?

The app is designed to help you manage various types of debts. You can input details for each debt, including its remaining balance, monthly payments, and interest rate, allowing for comprehensive debt management across multiple obligations.

Can I use this app on multiple devices?

Yes, the app supports a universal version, meaning it is available on both iPhone and iPad. It also offers Wifi and iCloud backup and restore options, facilitating data management across your Apple devices.