Debts Break User Reviews

Customer Experience

Positive experience58.5% of reviews
Neutral16.0% of reviews
Negative experience25.5% of reviews

~ Based on 94 written reviews from the US App Store.

What users say

Is Debts Break Safe?

Debts Break appears mostly safe based on user ratings. AppsHunter Safety Score for Debts Break is 80/100.

This assessment is based on 96 user ratings, with an App Store average of 4.1/5.

Safety Analysis

77.9% of ratings point to a safe experience
9.5% of ratings suggest some concerns
12.6% of ratings point to a risky experience

~ Based on 95 App Store ratings for Debts Break.

Is Debts Break Legit?

Debts Break appears to be a legitimate app. AppsHunter Legitimacy Score for Debts Break is 80/100.

Based on 80 of 100 points across 7 verification signals from App Store and developer data.

Top reviews

Dept break

Excellent app

Not Enough Information

There needs to be a loan ending date added, not all lenders use conventional methods in our current economy.

Removed decimal point

Used to love this app but an update over a year ago removed the decimal so the amounts are inaccurate. Emailed the help desk with no response.
Also, why is there still no option for biweekly??

Decimals went away

Bring back the decimals for the interest rates !

Interest Rate Bug

Cannot enter an interest rate decimal like 4.75 it only accepts 4%. iPhone 14 on iOS 17.

Glitch?

I’ve used this app for quite some time and I’ve loved it, but the newest update got rid of decimal points when typing percentages. I no longer can put the interest being 5.45%. I have to put 5% which makes it very inaccurate.

Nice app

The layout is nice, easy to understand, customizable.

I like it

For what I needed done I like it. I was down to 2 debts my my mortgage and a car payment. I was paying twice a month, so had it notify me a reminder. Well, I paid it off early, but still getting notifications to pay. I then deleted that payment off my account. I am still getting notifications. I’ve tried everything to get it to stop. It looks like I will have to delete app and restart, which is a pain.
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It’s Ok

Needs biweekly budgeting and needs all cost up front. Like just take the $1.39 and let me use full app.

Worth the .99

The app itself is fairly user friendly, but what makes it most helpful is the snowball method add on. It’s 99 cents and made the plan that much clearer. I now know when my debts will be paid of and the percentage I’ve paid on them already which is super encouraging to see. I highly recommend.

Basic app

Will not keep accurate payments and gives no option to add extra payments save your 99 cents the debt snowball add on is not very good

Good

Needs a payment plan option for bi-weekly

Real review

(free version)
I’ve explored most of the app (or the features that I’d actually use everyday) and its a pretty good app. There are ads for the free version but they actually don’t take up much room on the screen so they’re not really a bother.

There’s room for improvement, as there are in all apps, but for what it offers, I’ve really like this app. The services it provides outweigh the ‘not so developed’ areas 5 - 1. I only downloaded it to help keep track of my depts and it does a damn good job at it and a bit over expectation if i’m honest.

Conclusion:
Good app, does its job and a little more, made it easy to keep track of my debt. Room for improvement but the app in itself is good.

disclaimer:
This is the first debt app I downloaded so I have not tried any other apps to compare it to, but it does a good job so there was no need to look into other apps.
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Locks up, freezes, lost all my data :(

Running the most recent iOS on an iPhone 7 Plus.

STOP TRANSFERRING MONEY TO DIFFERENT ACCOUNTS

Whenever I try to set up a schedule it transfers payments from a different debt I have without my approval. I should be allowed to set up a schedule without it doing this. And I cannot alter it to being lower than the amount it is.

You need to fix this because the point of this app should be for me to come up with my pay plan so I can see everything. Instead of assuming that I’m going to be putting money towards that debt instead of a different one.
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Simple

I only use it to keep me up on my credit card payments! I will use the snowball options once I pay the first one off! It gives me a reminder for when my payments are due that are helpful!

I like it.

I understand some of the criticism. There are issues with putting in the amount you actually paid, and I would not use this app for variable monthly bills- just consistent debts(like credit card and different loans). However, for managing debt and staying motivated, I have found it to be an excellent tool. I love the charts and graphs! I have recommended this app to friends and family, and use it all the time.
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RECOMMEND - Debts Break App

Love it! Very useful and it encourages me a lot to see my debts go down so quickly eith this app!

Great app - But..

Would be great if you can have the option to pay bills fortnightly/weekly etc..

Otherwise the app is perfect for what you need

Good

Needs to have an option for bi weekly payments