DSK Smart User Reviews

Customer Experience

Positive experience34.5% of reviews
Neutral17.7% of reviews
Negative experience47.8% of reviews

~ Based on 113 written reviews from the US App Store.

Is DSK Smart Safe?

DSK Smart appears safe based on user ratings. AppsHunter Safety Score for DSK Smart is 86/100.

This assessment is based on 147 user ratings, with an App Store average of 4.4/5.

Safety Analysis

84.5% of ratings point to a safe experience
4.2% of ratings suggest some concerns
11.3% of ratings point to a risky experience

~ Based on 142 App Store ratings for DSK Smart.

Is DSK Smart Legit?

DSK Smart appears to be a legitimate app. AppsHunter Legitimacy Score for DSK Smart is 85/100.

Based on 85 of 100 points across 7 verification signals from App Store and developer data.

Top reviews

Horrible app

Horrible app, It is slow and complicated! They don’t even support Face ID yet for payments and we have to get payments in Bulgarian, although I don’t speak Bulgarian!

Keep longer

Please keep this app active longer. The other app is very unreliable. With this app I have never had a problem - well developed product!

Excellent app better than HSBC

App is very useful

Добре е

Много по-добро от новото. Единствено липсват баджове и нотификации като имаш битова сметка за плащане

Update for euros

DSK is the only bank that is still down for a second day. While other banks updated their apps on the 1st l, we are still waiting for an update! Awful experience

Тотален хаос

Вече 3 пъти плащане не минава и апликацията спира да работи за час и отгоре. Наличност има, системата им не работи. От кол центъра казват “използвайте банката след 2 часа”. Нищо че половин час пътувах до магазина и очаквам банката да е банка. Всеки път като вляза в това излиза грешка, излиза грешка и спам. Всеки път. Тоталния минимум за работеща апликация. Сега не мога да пратя преводи без да им прескачам обръчите, понеже минах на новия скин.
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User friendly

This app DSK Smart is way better than DSK mobile. It’s simple, which makes it user friendly. The most important thing is that this application reflects immediately every change and user activity!

Траш

Приложението е Даун за н ти път, много трудно да ролл аутнеш един ъпдейт

Does not show transaction dates properly

Upon using my card the transaction is registered for the given day, but for some reason the app then shows the transaction with a date a day or two later from when the actual transaction was…..Quite frustrating if you are trying to track your spending

Constantly breaks

Getting all kinds of errors, unable to access my account multiple days in a row.
Two stars because it works most days. Yeah it’s that pathetic.

It only shows old transactions

In the last month or so the app only shows the last transtion plus transactions from 2024 despite having lots of recent activity. I tried filtering by last month or exact period but still showing the same thing. I updated to the latest version but the issue still persists. I'm on iPhone16 running the latest iOS.
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Crashing

Fix your trash app , loading then crashing

Too Basic for Modern Banking

Limited functionality and frequent issues

The app works for basic banking tasks but is very limited in terms of features and user experience. It often crashes at night and doesn’t allow money transfers outside of business hours. There are no notifications for incoming funds, withdrawals, or bills. Transaction details are minimal, and there’s no pre-transaction balance shown. Needs significant improvements to be more reliable and user-friendly.
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Very satisfied

App works great, looks nice and it is easy to navigate. The bank service itself is straightforward and staff is helpful in helping through the different processes and questions that a young person might have when first entering the world of bank accounts as such. Thank you!

Bad and dated app, bad UX and UI

Horrible app, slow, buggy, constantly unavailable. UX is non-existent, it is overly complex, dated and rubbish overall. The support doesn’t care at all about any user feedback.

Постоянно дава грешки

Ако не даваше грешки щеше да има още една звезда, ако го направите като монзо uk, да върви с такава лекота ще имате и още една звезда

Good idea, bad execution

I’ve been using the app on IPhone 14pro and now on iPhone 16 pro max. For one of the largest banks in Bulgaria, the app is mediocre to terrible at times. Often the Utilites screen takes ages to load. I’ve had time when I made transfers and they were never executed. Credit card management functions and expense tracking is that of a bank in a 3rd world country.
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Not good

Can't see my card details which is extremely stupid. Can't update my data,need to visit an office.

Constantly breaks

Getting all kinds of errors, unable to access my account multiple days in a row

50/50

Sometimes it works, sometimes it doesn’t. They have made a lot of improvements the last few years which is good. I used to hate it now its fine. Love-hate relationship.