This app provides access to various loan products, including personal loans for employed individuals, business owners, and freelancers. It details loan amounts, terms, repayment methods, interest rates, and required documentation for each product.
1.2.7
May 14, 2026
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DW BANK offers two main loan products: Dongwon Safe Loan, available for employed individuals, business owners, and freelancers with a minimum credit score of 515, and Online Sunshine Loan, for employees with an annual income below 45 million won and at least 3 months of employment.
The Dongwon Safe Loan has interest rates ranging from 13.94% to 19.90% per year, with a fixed rate. The Online Sunshine Loan has rates between 7.39% to 8.09% as of February 2022, with a variable rate.
The Dongwon Safe Loan offers a maximum loan amount of up to 30 million won. The Online Sunshine Loan provides a maximum of up to 15 million won.
The Dongwon Safe Loan has no additional fees but includes a prepayment penalty of 1.9% of the repaid amount, capped within 20.0% annually. The Online Sunshine Loan has a credit guarantee fund premium of 2% annually, which can be reduced by 0.1%p if financial education or credit/debt management consulting is completed. There is no prepayment penalty for the Online Sunshine Loan.
The Dongwon Safe Loan has a term ranging from a minimum of 24 months to a maximum of 60 months, selectable in yearly increments. The Online Sunshine Loan is available for a term of either 3 or 5 years.
Required documents typically include an ID card, income verification documents, and other necessary documents for loan review. For the Online Sunshine Loan, a resident registration copy and bankbook copy may also be required.
No, this application does not contain advertisements.
The DW BANK app is available for iPhone and iPod devices.
