Envelope Budget Reviews: Is It Legit?

Customer Experience

Positive experience89.7% of reviews
Neutral0.0% of reviews
Negative experience10.3% of reviews

~ Based on 29 written reviews from the US App Store.

Is Envelope Budget Safe?

Envelope Budget - Kualia appears safe based on user ratings. AppsHunter Safety Score for Envelope Budget is 85/100.

This assessment is based on 47 user ratings, with an App Store average of 4.6/5.

Safety Analysis

89.4% of ratings point to a safe experience
0.0% of ratings suggest some concerns
10.6% of ratings point to a risky experience

~ Based on 47 App Store ratings for Envelope Budget.

Is Envelope Budget Legit?

Envelope Budget - Kualia appears legitimate, with a few gaps. AppsHunter Legitimacy Score for Envelope Budget is 78/100.

Based on 78 of 100 points across 7 verification signals from App Store and developer data.

Top reviews

Best way to budget

It took me awhile to get used to it, very hands on. But really this is the best way to do a budget and I’ve used a lot of different apps.

Does not work!

Out of the five tabs that are included in this app only two of them work. The rest just have a purple dial in the middle acting like it's working on it but nothing ever happens. The app simply has major flaws. I have an iphone 17 and great internet. It is definitely not user error here. Update: I was contacted by the developer to say that these problems were fixed and I can attest that they still are not fixed. For me to pay what I feel like is a significant amount for an app and to have over half of the tabs inside the app not work is very disappointing.
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Update! An app truly worth the download!

I am Still using the app almost a year later and it still passes the vibe check!!! I am by no means a rich person but please do yourself a favor and download this app if you want to get your finances together at whatever stage you are in! $7.99 a month is so worth it! I have tried free options, paid options, and nothing has compared to this app. There has been so many updates since I downloaded it that has improved my experience. The feedback is truly listened too! Very easy to use and customizable. Take control of your budget or lay back and connect your accounts to auto transfer your expenses! Your pick!
I cannot rave about this app enough, please give it a shot. Consider this the start of your financial investment.
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Perfeito

Sou brasileira e gostaria de agradecer ao criador por esse app incrível, custo beneficio e lindo, sai do Ynab pelo preço absurdo e encontrei esse app perfeito, completo e que salvou minhas finanças, assinarei o premium assim que acabar meu período grátis, pois vale muito! Gratidão pelo app, de verdade, estou muito grata! ❤️

Atualização: Pela primeira vez na vida eu tenho dinheiro sobrando depois do dia 13 na minha conta, estou muito agradecida pelo app, muito obrigada de verdade!
Atualização: Ainda sigo com dinheiro sobrando, obrigada de verdade criador.
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Response from developer

Estou usando o Google Tradutor, então me perdoe pelos erros. Eu queria te agradecer pela sua avaliação incrível. Fico feliz por poder construir algo que você ache útil. Eu sou apenas um desenvolvedor solo, então cada comentário como este me lembra por que estou fazendo isso. Obrigado novamente e entre em contato por e-mail se tiver alguma dúvida. E também faça uso do quadro de Solicitação de Recurso nas configurações para deixar qualquer feedback sobre o que você quer que eu construa. 👋

Bom aplicativo, mas com limitações

O aplicativo é muito bom e o desenvolvedor é extremamente acessível. No entanto, o aplicativo se limita por se ater exageradamente ao “orçamento de envelope”. Não permite, por exemplo, que se registre operações futuras (como um salário a ser recebido em breve), o que evitaria esquecimentos e permitiria melhores decisões a médio prazo.
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Response from developer

Translated from English, sorry for mistakes: Obrigado pela avaliação justa 🤝 Mantenho minha decisão de manter este aplicativo como um app de orçamento por envelopes, o que significa que você não pode adicionar transações futuras que ainda não aconteceram (isso quebraria o sistema de orçamento por envelopes do qual os usuários atuais dependem). Agradeço a sua compreensão e por ter tirado apenas 1 estrela pelo inconveniente! Estou sempre aberto a sugestões sobre como melhorar o aplicativo, então continue enviando-as - aqui ou por e-mail. Obrigado novamente. English: Thanks for the fair review 🤝 I do stand by my decision of keeping this an envelope budget app, which means you can't add future transactions that haven't happened yet (that breaks the envelope budget system that current users rely on). Thanks for understanding and only dropping 1 star for the inconvenience! I'm always open to suggestions on how to improve the app, so keep them coming - here or by email. Thanks again.

Negative Changes - SOLVED!

UPDATE- Igor figured out what the issue was!! First and foremost, even though we have had previous communication by email with no issues, this time I requested support all of his replies were getting sent to my spam folder so I wasn’t seeing them. So the amazing customer service I enjoyed before is absolutely still the case. It didn’t even occur to me to check my spam folder since we had multiple communications in the past that way so I kinda feel stupid for assuming he wasn’t replying… Once we figured that out, he was able to solve my transaction / bank problem immediately and of course he is looking into it more to make sure it isn’t a problem moving forward for anyone else. So everything in my review from before no longer applies! I truly love this app and it has helped my budgeting and bill tracking process drastically. While I love the app, the customer service continues to be the best part of the experience. If you don’t get a reply, just double check your spam folder! 😅 Thank you again, Igor!!


I’ve been using this app for quite some time now and it was absolutely amazing until very recently. As of January 21st, the app says it is synced to my bank accounts but is not uploading any of my transactions. I’ve reached out to support multiple times via email where I used to get responses very quickly from the developer Igor who has in the past provided such amazing customer service, but I am not getting any replies from him anymore since this issue started. Up until this started I would have told anyone and everyone I would be a lifetime customer, but if this doesn’t get fixed and I can’t get in touch with customer service for help then I am going to be forced to find another way to keep track of my budget. I’m really starting to struggle to keep track of my stuff now since my transactions aren’t uploading. I don’t want to find someone else, I have absolutely loved this app in particular and have tried so many others, so I’m really really bummed… please please fix this issue as soon as possible, Igor. 😢 i am for real so sad about this.
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Negative Changes

I’ve been using this app for quite some time now and it was absolutely amazing until very recently. As of January 21st, the app says it is synced to my bank accounts but is not uploading any of my transactions. I’ve reached out to support multiple times via email where I used to get responses very quickly from the developer Igor who has in the past provided such amazing customer service, but I am not getting any replies from him anymore since this issue started. Up until this started I would have told anyone and everyone I would be a lifetime customer, but if this doesn’t get fixed and I can’t get in touch with customer service for help then I am going to be forced to find another way to keep track of my budget. I’m really starting to struggle to keep track of my stuff now since my transactions aren’t uploading. I don’t want to find someone else, I have absolutely loved this app in particular and have tried so many others, so I’m really really bummed… please please fix this issue as soon as possible, Igor. 😢 i am for real so sad about this.
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Don’t look back. Get this app!!!!

As a person who has tried multiple apps,physical envelopes,spreadsheet, you name it. This app has been amazing! Any questions I have are answered within a timely manner and not weeks later. They take suggestions to improve the app. $7.99 a month, trust me it’s worth it. I always wanted to try “free” options to save money and thought Why would you pay for a budgeting app? This app proved me wrong! Do yourself a favor and try this app out!
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Wonderful budget and amazing developers

The developers of this app are amazing. I’ve made suggestions and sent emails and often times they got back to me fairly quickly and if it was within their ability to do what I asked, they did it, which is so different then any other development company I have dealt withbefore. They have been kind and generous to their supporters and I greatly appreciate the work and passion they pour into their app. budgeting is a passion of mine. I have gone through every single budgeting app in the App Store and I can gladly say this is one of the best, the app in itself is nice, I love the envelope system and they have made it easy to use with their auto assign features, category groups and goals. I believe it has room to grow and become even better and I can't wait to see where they go from here.
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Didn’t work

I signed up for the subscription and it never let me advance past the subscription page. I cancelled and downloaded again, still same problem.

Nicely done

This app is not yet feature complete enough for me to use. Setting that aside for a moment, they’re off to a really great start.

Most significantly, the app is incredibly snappy. Budgeting a whole list of categories goes really fast, whereas other apps make this a slow and cumbersome process. The same is true for manually categorizing transactions.

Because I know they’re going to ask, Here are some features I’m missing that would be necessary for me to consider actually converting:

- Import apple account transactions. I wish this weren’t a custom API.
- The ability to budget entire category groups automatically, eg, “budget all for upcoming transactions” or “budget all for average spent”
- Smarter category suggestions — when a transaction payee matches a previous transaction it should suggest that category at the top of the list.
- some sort of import from YNAB would be really useful, even if it required manually exporting my data. I spent about an hour copying my categories over, and I didn’t even finish. If I were to migrate, it would be a disappointment to lose all my historical categorization, but not necessarily a dealbreaker. Just getting the categories and amounts allocated would be huge.
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Nice app

Great budgeting app. These guys really are giving it a great try and are very involved with making the app functional to meet the needs of their customer base.

Great alternative to other budgeting apps!

I enjoy this app. Easy to use and UI is very nice. Developers listens to community, takes our feedback into consideration, and always interacts with community. The app has gotten lot better because of it.

Awesome YNAB alternative/replacement

I bit the bullet and switched to Kualia from YNAB. After playing around with the app for a while, I’ve come to the conclusion that Kualia is an excellent YNAB replacement. While it IS missing a few features that YNAB has (reordering of accts, inability to sync with investment, retirement, loan accts - tho the app does say this is coming soon) it’s definitely something I can look past.

Both the UI and UX have been superior to YNAB in my opinion; a lot cleaner and with a more minimalist look.

Igor the dev has been excellent in responding to questions and concerns and the app does have an area where the users can vote on new features which is an awesome feature for new apps or services.

Much like any new app or startup tho, I do hope Kualia sticks with their plans to add new features while maintaining a fair (and hopefully lower) price compared to their competitors. Time will tell and until then, I’ll be using Kualia for the foreseeable future.
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Wow

A budgeting app that’s simple to use and with an absolutely gorgeous design. Makes you want to get your finances in order :)

Minimalist, Chic, and Stylish

I never write reviews on any apps from the Apple Store, but this app caught my attention. It’s very easy and simple to use. I’ve tried other budgeting apps but they were too complicated and difficult to use, but this app, is quite the opposite. As a minimalist and a penny pincher, this app fits perfectly into my life style. It was so easy to link my bank account. The app is very beautiful too.
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Great app

Coming from YNAB, I was looking for something that could do the same thing for cheaper. This is about half the price and the user interface is way more polished. This app is so good that I'm surprised it's not more popular. It's a no brainier to switch to Kualia.

“Step Aside, Big Names, Kualia Has It From Here”

After testing dozens of budget apps (to the point where my budget had a line for budget apps), I finally found one worth keeping—and reviewing.

This app combines a sleek, modern design with an intuitive interface that makes managing finances straightforward. What truly sets it apart is the ongoing development and the team’s dedication to user feedback. Igor, one of the developers, is incredibly responsive, offering helpful advice and quickly addressing questions.

The fact that they’re actively listening to users and continually improving makes this app a standout choice. Highly recommend giving it a try!
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Really clean budgeting app

Love this app, makes it so easy to keep everything organized when it comes to my monthly budget.

The best budget app so far!!!

Kualia is the best place to truck your finances and save a lot of money. Period! Thank you! You did fantastic job with the app!