Expense Tracking: Finance App

Expense Tracking is your all-in-one personal and business finance manager — track spending, manage budgets, ledgers, loans, and bills, and reach your savings goals, all completely offline. WHY EXPENSE TRACKING? No sign-up. No bank linking. Just a fast, private, offline expense tracker that works the moment you open it. EXPENSE & INCOME TRACKING • Log expenses and income in seconds • Custom categories with icons and colors — add your own anytime • Powerful search and filters to find any transaction instantly • Attach notes so you remember what a purchase was for BUDGET PLANNER • Set weekly or monthly spending limits by category • Get warned before you go over budget • See exactly how much you have left to spend, in real time BILL REMINDERS • Never miss a due date again • Schedule recurring bills — daily, weekly, monthly, or yearly • Custom reminder alerts, days before each bill is due LOAN & BORROW TRACKER • Track money you've lent or borrowed, with due dates • Get overdue alerts so nothing slips through the cracks • Settle loans with one tap and share a PDF receipt BUSINESS EXPENSE TRACKING • Switch between Personal and Business anytime from Settings • Track multiple businesses, each with its own transactions, budgets and bills • Add customers and vendors, and see who owes you and who you owe • Full Profit & Loss reports — revenue, costs and net profit at a glance SAVINGS GOAL TRACKER • Set a monthly savings target • Track your progress automatically as you spend and earn • Quick-pick common goal amounts or set a custom one SPENDING INSIGHTS & REPORTS • Visual spending breakdown by category • Compare this week/month vs last, side by side • 12-month balance history trend • Month-by-month breakdown of where your money went BUILT FOR EVERYONE • Multi-currency support — pick your currency, anywhere in the world • Available in English, Arabic, German, Spanish, French, and Urdu • Light, dark, and system themes • PIN lock to keep your finances private • Export and share transaction reports as PDF • Local backup & restore — your data stays yours, on your device Whether you're budgeting on a tight income, splitting shared expenses, managing loans between friends and family, running a small business, or simply trying to understand where your money goes each month, Expense Tracking gives you a clear, no-friction way to do it — without a bank account required and without your financial data ever leaving your phone. Privacy Policy: https://expenses.reflect-technology.ca/privacy-policy.html Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/