Expense Tracking vs Dewmint Money

Know what you earn, spend, owe and receive. Expense Tracking is a personal and business expense tracker that brings income, expenses, bills, loans and ledgers together, with offline support and optional cloud backup and sync. Record your transactions as you go, keep personal and business finances separate, and turn your daily entries into useful insights. Personal income and expense tracker Keep everyday spending organized with an expense manager built around the records you add. • Log income and expenses, choose categories and add notes. • Find previous transactions with search and filters. • Review spending charts, compare periods and understand your habits. • Track household costs, daily purchases and other personal expenses. Business expense tracker Manage your business finances alongside your personal records. Track one or more businesses, each with its own transactions, balances and reports. • Record daily sales totals and operating expenses. • Add the cost of sales and follow unpaid or partially paid sales. • Review revenue, gross profit and net profit or loss. • Keep business activity separate from personal spending. Business ledger and balances Know what customers owe you and what you owe suppliers. Maintain individual balances, record payments and check outstanding amounts. Export ledger records and share balance statements as PDFs when you need to follow up. Loan tracker Keep track of money lent and borrowed. Set due dates, receive reminders and record partial or full repayments. See the remaining balance without searching through old notes or messages. Bill tracker and reminders Organize recurring bills and upcoming payments. Get a bill reminder before the due date, spot overdue bills and mark payments as completed while keeping a payment history. Access across devices, with offline support Start without creating an account, or sign in with your email for free cloud backup and sync across your devices. Add and view transactions without an internet connection. When signed in, offline changes sync when you reconnect. Cloud backup, sync and sharing updates with your team require internet access. Share your business with staff With optional Premium, invite employees to your business and choose what each person can view or change. Team members can record sales and expenses from their own phones. Activity history helps you see who added, changed or deleted a record. Export and share Export your data to PDF, CSV or Excel, and import transactions from spreadsheets. Share bill, loan and balance reminders through WhatsApp, email or other apps. Budgets and savings goals Use the budget planner to set weekly or monthly limits by category. Follow your progress and set savings goals based on the income and expenses you record. Make it your own • Choose from 60+ currencies and 17 languages. • Protect access with a PIN. • Switch between light and dark mode. Free features and Premium Expense Tracking is free to use with ads. Core features include personal tracking, Business Mode, ledgers, bills, loans, budgets and savings goals. Optional Premium removes ads and enables business sharing with staff. Premium is an auto-renewing subscription. Payment is charged to your Apple Account at purchase confirmation. Subscriptions renew unless cancelled at least 24 hours before the current period ends. Manage or cancel your subscription in your Apple Account settings. Start with your next transaction and build a clearer picture of your personal and business finances. Privacy Policy: https://expensetracking.reflect-technology.ca/privacy-policy.html Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Know where your money goes — without connecting a bank or creating an account. Dewmint Money is a fast, privacy-first money tracker for everyday spending, income, transfers, debts, budgets, scheduled transactions, account balances, and fixed-asset valuations. Your financial records stay in the app’s private storage on your device unless you choose to export or back them up. The core experience works offline. RECORD MONEY QUICKLY • Add expenses and income in seconds • Record transfers • Add optional notes and choose the transaction date and time • Keep separate bank, cash, wallet, credit-card, and investment accounts • Customize accounts and categories with icons and colors • Correct balances with auditable adjustments MANAGE ACCOUNTS AND CREDIT CARDS • Track balances across your accounts • Add a monthly payment due date to credit cards • See credit-limit utilization • Enable optional credit-card payment reminders with Dewmint Money Pro • Sort and group accounts to suit the way you work TRACK DEBTS • Record money you owe or money owed to you • Track borrowing, lending, payments, receipts, and settlements with their actual dates • Add due dates and notes • Connect debt activity to an account when money moves • Archive inactive debts while retaining their history PLAN WITH MONTHLY BUDGETS • Set spending budget for each month • Create an overall limit or allocate amounts by category • Track current spending and review previous months • Automatically repeat budgets each month with Dewmint Money Pro PLAN AHEAD • View income and expenses in a monthly calendar • Schedule future expenses, income, and transfers with Dewmint Money Pro • Choose optional device reminders for scheduled transactions • Keep upcoming activity organized alongside everyday records TRACK FIXED ASSETS WITH PRO • Create custom groups such as Properties • Record homes, land, vehicles, valuables, or other assets • Adjust valuations and retain a private valuation history • Include their latest valuations in your net worth without mixing them into transactions or spending insights SEE YOUR COMPLETE FINANCIAL PICTURE • See your net worth with money in hand, money lent, and liabilities shown separately • Open My Wealth Overview for a visual breakdown of the accounts and assets that make up your wealth • Review spending, income, and net recorded cash flow • Explore category and account breakdowns • View month, quarter, year, custom-range, and lifetime spending insights • Search and filter your complete transaction history • Export transactions to PDF PROTECT AND BACK UP YOUR DATA • Lock the app with a PIN and optional biometric unlock • Manually back up and restore using your private iCloud app container • Enable automatic daily, weekly, or monthly backups with Dewmint Money Pro Backups are controlled by you and protected by your iCloud account and Apple’s storage and transport protections. PRIVATE BY DESIGN • No bank connection • No Dewmint account or sign-in • No ads • No access to SMS or email • Core functionality works offline • Reminders are scheduled locally on your device The free version includes unlimited transactions, up to two active accounts, up to 25 active categories, one active debt, one manually configured monthly budget, and manual backup and restore. Dewmint Money Pro unlocks unlimited active accounts, categories, and debts; scheduled transactions and reminders; credit-card payment reminders; custom groups and valuation tracking; automatic monthly budget repetition; and automatic backups. Monthly, yearly, and one-time Lifetime Pro purchase options are available. Dewmint Money is a personal record-keeping tool and does not provide financial, tax, accounting, investment, or legal advice. Privacy Policy: https://dewmint.app/privacy/ Dewmint Terms of Use: https://dewmint.app/terms/ Apple Standard EULA: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/