Masarify Expense Tracker vs Dewmint Money

Masarify is your personal money manager and expense tracker — full financial control offline, with voice input and an AI money assistant, in Arabic and English. Track every expense and income, see exactly where your money goes, set budgets and savings goals, and stay in control — your finances stay on your phone by default. Everything runs on your phone. No account required. No ads. Optional Google Drive backup only if you want it. BUDGET PLANNER & SPENDING TRACKER • Build budgets across one or many categories and watch your progress in real time • Clear analytics: spending pace, biggest spending categories, cash-flow charts, and a daily spending heatmap • Daily spending analysis and spending patterns at a glance VOICE TRANSACTION ENTRY Just say it — "lunch 120 pounds" or "صرفت ١٢٠ جنيه على الغدا" — and Masarify turns your words into a categorized transaction. Voice expense input understands Egyptian Arabic dialect, Modern Standard Arabic, and English. No typing, no menus. EXPENSE CATEGORIES & MULTI-WALLET • Log expenses, income, and transfers in seconds with smart category suggestions and automatic expense categorization • Manage multiple wallets — cash, bank, savings, and credit card — each with a running balance RECURRING BILLS & SUBSCRIPTIONS • Schedule recurring bills and subscriptions (rent, internet, streaming) that record themselves automatically • Bill reminders and recurring bill tracking; auto-pay due bills from the wallet you choose SAVINGS GOALS • Set savings goals and track contributions toward them over time YOUR AI MONEY ASSISTANT Chat with your finances in plain language. Your AI money assistant (powered by Gemini) gives spending insights and money-management tips — ask "how much did I spend on coffee last month?", and let it create transactions, budgets, and goals for you. EXPORT & SECURITY • Export your data anytime to CSV, PDF, or a full JSON backup • Lock the app with a PIN and optional fingerprint or face unlock MASARIFY PRO Pro unlocks the features you reach for most: • Unlimited voice memos, with longer recordings • More AI assistant messages every day • Unlimited wallets, budgets, savings goals, and custom categories • Compare periods and go deeper in your analytics • Automatic scheduled Google Drive backups Monthly or yearly subscription — manage or cancel anytime in your App Store account. PRIVATE BY DESIGN • 100% offline-first — the app fully works with no internet. • Your transactions are stored only on your device. No cloud sync by default. • Optional Google Drive backup is your own encrypted file on your Drive — we never see it. • Private by design: data stays on your device, analytics are OFF by default, no third-party trackers, no ads. • Open privacy policy: montivagant.github.io/masarify-legal/privacy.html ARABIC-FIRST, BUILT FOR EGYPT & MENA • A personal finance app built for Egypt and the Gulf/MENA — Arabic-first. • Full right-to-left (RTL) layout — built for Arabic, not translated as an afterthought. • Arabic typography tuned for clear numbers, dates, and currency. • Currency defaults to the Egyptian Pound (EGP), and every supported currency works. Start managing your money offline — track every expense, set budgets, and reach your savings goals, in Arabic or English. Made in Egypt. Built for everyone. — Masarify Pro is an auto-renewing subscription (monthly or yearly). Payment is charged to your Apple Account; manage or cancel anytime in App Store settings. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://montivagant.github.io/masarify-legal/privacy.html

Know where your money goes — without connecting a bank or creating an account. Dewmint Money is a fast, privacy-first money tracker for everyday spending, income, transfers, debts, budgets, scheduled transactions, account balances, and fixed-asset valuations. Your financial records stay in the app’s private storage on your device unless you choose to export or back them up. The core experience works offline. RECORD MONEY QUICKLY • Add expenses and income in seconds • Record transfers • Add optional notes and choose the transaction date and time • Keep separate bank, cash, wallet, credit-card, and investment accounts • Customize accounts and categories with icons and colors • Correct balances with auditable adjustments MANAGE ACCOUNTS AND CREDIT CARDS • Track balances across your accounts • Add a monthly payment due date to credit cards • See credit-limit utilization • Enable optional credit-card payment reminders with Dewmint Money Pro • Sort and group accounts to suit the way you work TRACK DEBTS • Record money you owe or money owed to you • Track borrowing, lending, payments, receipts, and settlements with their actual dates • Add due dates and notes • Connect debt activity to an account when money moves • Archive inactive debts while retaining their history PLAN WITH MONTHLY BUDGETS • Set spending budget for each month • Create an overall limit or allocate amounts by category • Track current spending and review previous months • Automatically repeat budgets each month with Dewmint Money Pro PLAN AHEAD • View income and expenses in a monthly calendar • Schedule future expenses, income, and transfers with Dewmint Money Pro • Choose optional device reminders for scheduled transactions • Keep upcoming activity organized alongside everyday records TRACK FIXED ASSETS WITH PRO • Create custom groups such as Properties • Record homes, land, vehicles, valuables, or other assets • Adjust valuations and retain a private valuation history • Include their latest valuations in your net worth without mixing them into transactions or spending insights UNDERSTAND YOUR FINANCES • Review spending, income, and net recorded cash flow • Explore category and account breakdowns • Explore your net worth with a visual asset breakdown, liabilities, trends, and data-driven insights • View month, quarter, year, custom-range, and lifetime insights • Search and filter your complete transaction history • See assets, money lent, credit-card debt, and other liabilities separately PROTECT AND BACK UP YOUR DATA • Lock the app with a PIN and optional biometric unlock • Manually back up and restore using your private iCloud app container • Enable automatic daily, weekly, or monthly backups with Dewmint Money Pro Backups are controlled by you and protected by your iCloud account and Apple’s storage and transport protections. PRIVATE BY DESIGN • No bank connection • No Dewmint account or sign-in • No ads • No access to SMS or email • Core functionality works offline • Reminders are scheduled locally on your device The free version includes unlimited transactions, up to two active accounts, up to 25 active categories, one active debt, one manually configured monthly budget, and manual backup and restore. Dewmint Money Pro unlocks unlimited active accounts, categories, and debts; scheduled transactions and reminders; credit-card payment reminders; custom groups and valuation tracking; automatic monthly budget repetition; and automatic backups. Monthly, yearly, and one-time Lifetime Pro purchase options are available. Dewmint Money is a personal record-keeping tool and does not provide financial, tax, accounting, investment, or legal advice. Privacy Policy: https://dewmint.app/privacy/ Dewmint Terms of Use: https://dewmint.app/terms/ Apple Standard EULA: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/