Juntu vs Dewmint Money

Juntu is the private, manual personal finance app for people who want awareness over automation. No bank syncing. No ads. No tracking. No analytics. Your personal finances, on your terms, on your device. WHY JUNTU Most finance apps want access to your bank account, sell your data, or fill your screen with ads. Juntu does none of that. Everything you enter personally — expenses, budgets, subscriptions, income — stays on your iPhone and syncs across your devices through your own private iCloud account. Manual entry is intentional: writing down where your money goes makes you aware of it. When you choose to share a trip or split expenses with friends, that shared data syncs through Juntu's servers so everyone sees the same thing. Your personal data never touches our servers. WHAT YOU CAN TRACK • Expenses with categories and notes • Income, including recurring paychecks and semi-monthly pay cycles • Budgets per category • Subscriptions and recurring bills • Debts and split-bill records • Trips with multi-currency support • Custom trackers for anything else • Receipts, scanned with your camera KEY FEATURES • Friends system — add friends by @handle and share trips in real time • Group expenses that sync automatically to everyone on the trip • Debts from shared expenses appear on both sides instantly • On-device receipt scanner — text recognition runs entirely on your iPhone using Apple's Vision framework • Sign in with Apple — no passwords, no email/password forms • App Lock with Face ID or Touch ID • Calendar view of every entry • Powerful search across all your data • Multi-currency support for travel and overseas spending • Export everything as CSV any time • Private iCloud sync across your own devices WHAT JUNTU WILL NEVER DO • Connect to your bank, Plaid, or any financial institution • Show you ads • Sell or share your data with third parties • Track you across apps or websites • Profile you for marketing WHO IT'S FOR • People who want financial awareness, not automation • Travelers tracking spend in multiple currencies • Friends splitting bills and shared trip expenses • Anyone tracking subscriptions before they balloon out of control • Anyone who prefers a clean, intentional tool over an all-in-one platform PRIVACY BY DESIGN Your personal data — every expense, budget, subscription, and income entry — lives on your iPhone and in your own private iCloud container. It never passes through Juntu's servers. Shared trip and group expense data syncs through Juntu so your friends can see it, but only data you explicitly choose to share ever leaves your device. Delete your account from Settings and everything is wiped — not "soft deleted," not "marked for removal," gone. GET STARTED Sign in with Apple, set a few categories, and start tracking. Most people find their patterns within a week and adjust within a month. That's the point. Privacy Policy: https://juntu.app/privacy Terms of Use: https://juntu.app/terms Support: https://juntu.app/support

Know where your money goes — without connecting a bank or creating an account. Dewmint Money is a fast, privacy-first money tracker for everyday spending, income, transfers, debts, budgets, scheduled transactions, account balances, and fixed-asset valuations. Your financial records stay in the app’s private storage on your device unless you choose to export or back them up. The core experience works offline. RECORD MONEY QUICKLY • Add expenses and income in seconds • Record transfers • Add optional notes and choose the transaction date and time • Keep separate bank, cash, wallet, credit-card, and investment accounts • Customize accounts and categories with icons and colors • Correct balances with auditable adjustments MANAGE ACCOUNTS AND CREDIT CARDS • Track balances across your accounts • Add a monthly payment due date to credit cards • See credit-limit utilization • Enable optional credit-card payment reminders with Dewmint Money Pro • Sort and group accounts to suit the way you work TRACK DEBTS • Record money you owe or money owed to you • Track borrowing, lending, payments, receipts, and settlements with their actual dates • Add due dates and notes • Connect debt activity to an account when money moves • Archive inactive debts while retaining their history PLAN WITH MONTHLY BUDGETS • Set spending budget for each month • Create an overall limit or allocate amounts by category • Track current spending and review previous months • Automatically repeat budgets each month with Dewmint Money Pro PLAN AHEAD • View income and expenses in a monthly calendar • Schedule future expenses, income, and transfers with Dewmint Money Pro • Choose optional device reminders for scheduled transactions • Keep upcoming activity organized alongside everyday records TRACK FIXED ASSETS WITH PRO • Create custom groups such as Properties • Record homes, land, vehicles, valuables, or other assets • Adjust valuations and retain a private valuation history • Include their latest valuations in your net worth without mixing them into transactions or spending insights SEE YOUR COMPLETE FINANCIAL PICTURE • See your net worth with money in hand, money lent, and liabilities shown separately • Open My Wealth Overview for a visual breakdown of the accounts and assets that make up your wealth • Review spending, income, and net recorded cash flow • Explore category and account breakdowns • View month, quarter, year, custom-range, and lifetime spending insights • Search and filter your complete transaction history • Export transactions to PDF PROTECT AND BACK UP YOUR DATA • Lock the app with a PIN and optional biometric unlock • Manually back up and restore using your private iCloud app container • Enable automatic daily, weekly, or monthly backups with Dewmint Money Pro Backups are controlled by you and protected by your iCloud account and Apple’s storage and transport protections. PRIVATE BY DESIGN • No bank connection • No Dewmint account or sign-in • No ads • No access to SMS or email • Core functionality works offline • Reminders are scheduled locally on your device The free version includes unlimited transactions, up to two active accounts, up to 25 active categories, one active debt, one manually configured monthly budget, and manual backup and restore. Dewmint Money Pro unlocks unlimited active accounts, categories, and debts; scheduled transactions and reminders; credit-card payment reminders; custom groups and valuation tracking; automatic monthly budget repetition; and automatic backups. Monthly, yearly, and one-time Lifetime Pro purchase options are available. Dewmint Money is a personal record-keeping tool and does not provide financial, tax, accounting, investment, or legal advice. Privacy Policy: https://dewmint.app/privacy/ Dewmint Terms of Use: https://dewmint.app/terms/ Apple Standard EULA: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/