Comparison

SpendSavvy vs Juntu

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

SpendSavvy

This AI-powered app helps you save money by scanning receipts to track spending, compare prices, and offer personalized savings tips. It provides budget tracking and insights to help you spend smarter and avoid overpaying.

Highlights
  • AI receipt scanning
  • Price comparison across retailers
  • Budget tracking and forecasting
  • Personalized savings tips
  • Spending insights and reports
  • Secure data storage
Features
Read full description

SpendSavvy is your AI-powered savings companion. Snap a photo of any receipt and let AI do the rest — extract every item, compare prices across retailers, and coach you to spend smarter. RECEIPT SCANNING • Scan any printed receipt in seconds — grocery, restaurant, gas, retail • AI extracts all items, prices, and totals automatically • Works with faded, crumpled, and long receipts PRICE COMPARISON • See where your purchased items cost less at nearby retailers • Direct links to stores with lower prices • 30-day price trend charts for items you buy regularly • Price drop alerts so you never overpay again BUDGET TRACKING • Set monthly budgets by category • Real-time spending progress with visual breakdowns • Spending forecasts so you know when you're on track • Top merchants and category insights at a glance AI CHAT ASSISTANT • Ask anything about your spending • Get personalized savings tips based on your actual receipts • Understand your habits and find opportunities to save REPORTS & INSIGHTS • Monthly spending summaries with trends • Category breakdowns and top merchants • Savings opportunities identified automatically SECURITY • Face ID / Touch ID protection • Encrypted cloud storage • Row-level security — your data is yours only • We never sell your data Free plan includes 20 receipt scans and 10 AI Chat messages per month. Upgrade to Pro for unlimited scans, price comparison, and advanced insights. Pro: $5.99/month or $39.99/year (save 44%) Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

About

Juntu

This app offers manual personal finance tracking with a focus on user awareness over automation. It allows users to log expenses, income, budgets, and subscriptions without connecting to bank accounts, ensuring privacy and no ads. Shared expenses and trip tracking are supported through a friends system.

Highlights
  • Manual expense and income tracking
  • Budget creation per category
  • Subscription and recurring bill management
  • Shared expenses and trip tracking
  • On-device receipt scanning
  • Private iCloud sync
  • Multi-currency support
Read full description

Juntu is the private, manual personal finance app for people who want awareness over automation. No bank syncing. No ads. No tracking. No analytics. Your personal finances, on your terms, on your device. WHY JUNTU Most finance apps want access to your bank account, sell your data, or fill your screen with ads. Juntu does none of that. Everything you enter personally — expenses, budgets, subscriptions, income — stays on your iPhone and syncs across your devices through your own private iCloud account. Manual entry is intentional: writing down where your money goes makes you aware of it. When you choose to share a trip or split expenses with friends, that shared data syncs through Juntu's servers so everyone sees the same thing. Your personal data never touches our servers. WHAT YOU CAN TRACK • Expenses with categories and notes • Income, including recurring paychecks and semi-monthly pay cycles • Budgets per category • Subscriptions and recurring bills • Debts and split-bill records • Trips with multi-currency support • Custom trackers for anything else • Receipts, scanned with your camera KEY FEATURES • Friends system — add friends by @handle and share trips in real time • Group expenses that sync automatically to everyone on the trip • Debts from shared expenses appear on both sides instantly • On-device receipt scanner — text recognition runs entirely on your iPhone using Apple's Vision framework • Sign in with Apple — no passwords, no email/password forms • App Lock with Face ID or Touch ID • Calendar view of every entry • Powerful search across all your data • Multi-currency support for travel and overseas spending • Export everything as CSV any time • Private iCloud sync across your own devices WHAT JUNTU WILL NEVER DO • Connect to your bank, Plaid, or any financial institution • Show you ads • Sell or share your data with third parties • Track you across apps or websites • Profile you for marketing WHO IT'S FOR • People who want financial awareness, not automation • Travelers tracking spend in multiple currencies • Friends splitting bills and shared trip expenses • Anyone tracking subscriptions before they balloon out of control • Anyone who prefers a clean, intentional tool over an all-in-one platform PRIVACY BY DESIGN Your personal data — every expense, budget, subscription, and income entry — lives on your iPhone and in your own private iCloud container. It never passes through Juntu's servers. Shared trip and group expense data syncs through Juntu so your friends can see it, but only data you explicitly choose to share ever leaves your device. Delete your account from Settings and everything is wiped — not "soft deleted," not "marked for removal," gone. GET STARTED Sign in with Apple, set a few categories, and start tracking. Most people find their patterns within a week and adjust within a month. That's the point. Privacy Policy: https://juntu.app/privacy Terms of Use: https://juntu.app/terms Support: https://juntu.app/support

Screenshots

SpendSavvy4 screens
Juntu4 screens

Verdict

The call

The clearest difference is in-app purchases: Juntu at none against SpendSavvy's 2. SpendSavvy's advantage is iOS requirement (17.0 vs 26.5). On price, rating, review sentiment and ratings volume there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. SpendSavvy sells 2 in-app purchases, starting at $5.99 per month. Juntu asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 5.0 for SpendSavvy against 5.0 for Juntu. Both are backed by a comparable volume of ratings — 5 and 10 respectively. Written reviews split almost evenly too, at 100% and 100% positive.

UpkeepUpdate frequency

SpendSavvy ships an update every 10 days, Juntu every 5 days. The most recent releases landed on October 24, 2026 and October 31, 2026 respectively.

Scorecard3 real differences · 7 level
SpendSavvy versus Juntu: the parameters behind the verdict, then further details
ParameterSpendSavvyJuntu
PriceFreeFree
Rating5.0 (5 ratings)5.0 (10 ratings)
Positive reviews100.0% of reviews100.0% of reviews
Number of ratings510 — better
Update frequencyEvery 10 daysEvery 5 days — better
AdsNoNo
In-app purchasesYesNo — better
MonetizationFreemiumFree — better
DevicesiPhoneiPhone
Requires iOS17.0 — better26.5
Further details — not scored
Size22 MB15 MB
Age rating4+4+
DeveloperSpendSavvy LLCAlexander Hoang

Customer experience

SpendSavvy

Written reviews2 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

Juntu

All ratings10 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews6 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

2 purchases

SpendSavvy

Subscriptions2
  • SpendSavvy Pro$5.991 Month
  • SpendSavvy Pro$39.991 Year
None

Juntu

No in-app purchases

Questions

Is SpendSavvy free?
SpendSavvy is free to download, with in-app purchases available.
Is Juntu free?
Juntu is free to download, with no in-app purchases.
Which has better reviews, SpendSavvy or Juntu?
SpendSavvy and Juntu are both rated 5.0 out of 5 on the App Store, from 5 and 10 ratings respectively.
Do SpendSavvy or Juntu have ads?
Neither SpendSavvy nor Juntu shows ads.
Which is updated more often, SpendSavvy or Juntu?
SpendSavvy ships an update every 10 days, and Juntu every 5 days. Most recently, SpendSavvy was updated on October 24, 2026 and Juntu on October 31, 2026.

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