Comparison

My Financial Notes vs Juntu

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

My Financial Notes

Features
Read full description

My Financial Notes helps you track expenses, manage accounts, monitor budgets and understand your financial habits. Features: - Multiple accounts including Bank, Cash, E-Wallet, Credit Card and Investment accounts - Income, Expense and Transfer tracking - Multicurrency Support, automatically convert your expenses abroad to your default currency - Budget planning and spending control - Financial reports and insights - Recurring transactions - Voice transaction entry - Location-based transaction records - Secure PIN protection - Privacy-focused design Powerful Tools - Net Worth — track assets & liabilities - Subscriptions — see all recurring payments at a glance - Split Bill — divide expenses with friends instantly - Health Score — get a real-time financial rating - Debt Tracker — track money lent or borrowed - Loan Calculator — plan installments & repayment schedule Whether you're managing personal finances, family expenses or business spending, My Financial Notes helps you stay organized and in control. Privacy Policy: https://myfinancialnotes.app/privacy-policy.html Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

About

Juntu

This manual finance tracker prioritizes user privacy and awareness over automated bank syncing. It allows detailed expense and income tracking, budgeting, and receipt scanning, with all data stored locally and synced via private iCloud.

Highlights
  • Manual expense and income tracking
  • On-device receipt scanner with OCR
  • Budgeting per category
  • Subscription and debt tracking
  • Multi-currency support for travel
  • Private iCloud sync
  • CSV export
Read full description

Juntu is the private, manual personal finance app for people who want awareness over automation. No bank syncing. No ads. No tracking. No analytics. Your money, on your terms, on your device. WHY JUNTU Most finance apps want access to your bank account, sell your data, or fill your screen with ads. Juntu does none of that. Everything you enter stays on your iPhone and syncs across your devices through your own private iCloud account — we can't see it, and we never will. Manual entry is intentional: writing down where your money goes makes you aware of it. WHAT YOU CAN TRACK • Expenses with categories and notes • Income, including recurring paychecks • Budgets per category • Subscriptions and recurring bills • Debts and split-bill records • Trips with multi-currency support • Custom trackers for anything else • Receipts, scanned with your camera KEY FEATURES • On-device receipt scanner — text recognition runs entirely on your iPhone using Apple's Vision framework • Sign in with Apple — no passwords, no email/password forms • App Lock with Face ID or Touch ID • Calendar view of every entry • Powerful search across all your data • Multi-currency support for travel and overseas spending (rates from a free public source — no personal data sent) • Export everything as CSV any time • Private iCloud sync across your own devices WHAT JUNTU WILL NEVER DO • Connect to your bank, Plaid, or any financial institution • Show you ads • Sell or share your data • Track you across apps or websites • Profile you for marketing • Send your data to a server we control WHO IT'S FOR • People who want financial awareness, not automation • Travelers tracking spend in multiple currencies • Friends splitting bills and shared trip expenses • Anyone tracking subscriptions before they balloon out of control • Anyone who prefers a clean, intentional tool over an all-in-one platform PRIVACY-FIRST BY DESIGN Juntu does not operate a backend that stores your data. There is no Juntu server holding your expenses. Your data lives on your iPhone and in your own private iCloud container. Delete your account from Settings and everything is wiped — not "soft deleted," not "marked for removal," gone. GET STARTED Sign in with Apple, set a few categories, and start tracking. Most people find their patterns within a week and adjust within a month. That's the point. Privacy Policy: https://juntu.app/privacy Terms of Use: https://juntu.app/terms Support: https://juntu.app/support

Screenshots

My Financial Notes4 screens
Juntu4 screens

Verdict

The call

The clearest difference is in-app purchases: Juntu at none against My Financial Notes's 2. My Financial Notes's advantage is iOS requirement (18.6 vs 26.5). On price, update cadence, ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. My Financial Notes sells 2 in-app purchases, starting at $1.99 per month. Juntu asks for nothing beyond the download.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly weekly. The most recent releases landed on October 7, 2026 and October 5, 2026 respectively.

Scorecard2 real differences · 8 level
My Financial Notes versus Juntu: the parameters behind the verdict, then further details
ParameterMy Financial NotesJuntu
PriceFreeFree
Rating—5.0 (8 ratings) — better
Positive reviews—100.0% of reviews
Number of ratings—8 — better
Update frequencyWeeklyWeekly
AdsNoNo
In-app purchasesYesNo — better
Monetization—Free
DevicesiPhone, iPad — betteriPhone
Requires iOS18.6 — better26.5
Further details — not scored
Size19 MB10 MB
Age rating4+4+
DeveloperHartanto SalimAlexander Hoang

In-app purchases

2 purchases

My Financial Notes

Subscriptions2
  • My Financial Notes Premium$1.991 Month
  • My Financial Notes Premium (Yearly)$17.991 Year
None

Juntu

No in-app purchases

Questions

Is My Financial Notes free?
My Financial Notes is free to download, with in-app purchases available.
Is Juntu free?
Juntu is free to download, with no in-app purchases.
Do My Financial Notes or Juntu have ads?
Neither My Financial Notes nor Juntu shows ads.
Which is updated more often, My Financial Notes or Juntu?
My Financial Notes ships an update weekly, and Juntu weekly. Most recently, My Financial Notes was updated on October 7, 2026 and Juntu on October 5, 2026.

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