UangRumah vs My Financial Notes

UangRumah: Track Your Household Expenses the Private Way. Take control of your finances without sacrificing your privacy. UangRumah ("House Money") is a beautifully designed expense tracker built for individuals, couples, and families who believe their financial data should stay theirs. Privacy First, Always Your financial data never leaves your device unless you choose otherwise. Zero third-party analytics. Zero tracking. Zero ads. Built entirely with Apple's native frameworks, UangRumah stores everything locally on your iPhone, giving you complete ownership of your data. Blazing Fast Performance Experience an interface that responds instantly to every tap. Built with SwiftUI and optimized for iOS, UangRumah delivers buttery-smooth animations and real-time updates. Works flawlessly offline with no loading spinners and no waiting for servers. Seamless iCloud Sync Optionally sync across all your Apple devices through your private iCloud account. Your data travels securely through Apple's infrastructure, never through third-party servers. Enable it when you want, disable it anytime. Multi-Book Ledger System Create separate expense books for different purposes: personal spending, household expenses, business costs, and side projects. Each book has its own budget, categories, and payment methods, completely isolated from others. Smart Budget Tracking Set monthly and weekly budgets with intelligent daily allowance calculations. Receive notifications at customizable thresholds (50%, 75%, 90%, 100%) before you overspend. Visual Insights See where your money goes with interactive pie charts and category breakdowns. The dashboard gives you an instant snapshot of your spending patterns. Flexible Organization 15 beautiful default categories with custom icons and colors. Track payments by source: Bank, Credit Card, Cash, E-Wallet. Auto-complete vendors based on your history. Set up recurring expenses for subscriptions. Complete Audit Trail Every edit is tracked. View the full history of changes to any expense, perfect for shared household finances and accountability. Professional Exports Generate PDF reports for record-keeping or export to CSV for spreadsheets. Full backup and restore capability ensures your data is always portable. Privacy Mode Checking your budget in public? One tap blurs all amounts on screen. Your finances stay private even when others can see your screen. Made for Global Users 3 languages: English, Indonesian, and Malay. Over 150 currencies from IDR to USD, EUR, PHP, and more. Why UangRumah? Unlike subscription-based apps that lock your data in the cloud, UangRumah puts you in control. No monthly fees. No feature gates. No compromises on privacy. Perfect for couples managing household finances, budget-conscious individuals, freelancers tracking business expenses, and anyone who values data privacy. Download UangRumah and experience expense tracking that respects your privacy.

My Financial Notes helps you track expenses, manage accounts, monitor budgets and understand your financial habits. Features: - Multiple accounts including Bank, Cash, E-Wallet, Credit Card and Investment accounts - Income, Expense and Transfer tracking - Multicurrency Support, automatically convert your expenses abroad to your default currency - Budget planning and spending control - Financial reports and insights - Recurring transactions - Voice transaction entry - Location-based transaction records - Secure PIN protection - Privacy-focused design Powerful Tools - Net Worth — track assets & liabilities - Subscriptions — see all recurring payments at a glance - Split Bill — divide expenses with friends instantly - Health Score — get a real-time financial rating - Debt Tracker — track money lent or borrowed - Loan Calculator — plan installments & repayment schedule Whether you're managing personal finances, family expenses or business spending, My Financial Notes helps you stay organized and in control. Privacy Policy: https://myfinancialnotes.app/privacy-policy.html Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/