Archived App

This is an archived listing of the app previously available on the App Store.

Although the app is no longer distributed by Apple, you can still view its description, screenshots, version history, ratings, and metadata for reference.

Details

  • Released
  • Updated
  • March 12, 2021
  • March 31, 2023
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About

This payments app offers early paycheck access, buy now pay later loans, and easy money transfers. Merchants can accept payments with significantly lower transaction fees and enjoy instant settlement. It provides a secure and contactless payment solution for businesses.

Access paycheck up to 2 days early
Qualify for Buy Now, Pay Later loans
Transfer money to friends and family
Low transaction fees for merchants
Instant settlement for merchants
Contactless payments
Earn rewards and discounts
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What's New in Figure Pay

1.3.6

March 31, 2023

Minor bug fixes and improvements

User reviews

App won’t open

The app won’t open and it keeps saying will notify you when done and it keeps freezing

Can’t log in

Enter your email and we’ll send you a link. Takes too long to get a link.

Don’t bother downloading.

Pretty Decent, No Problems Signing Up. 4.5/5

I was reading a lot of the reviews. The only bad thing is you can’t pay bills using the routing and account numbers and I hope you get that part fixed because I would use Figure Pay as a regular account, but a lot of my bills pay out using the account and routing numbers which can’t be used for bill pay. Otherwise the app is great. I had no problems signing up, I had no issue taking pictures of my License and received my Pay card within a week after signing up. Not sure why everyone else had these problems but I never had any problem signing up. Please fix it so we can use routing and account numbers to pay bills. Thanks.
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Don’t use

I’ve tried numerous times to take a photo of my ID and upload it… using their app the Camera, for some reason is real fuzzy, and keeps telling me hold steady!! I cannot get it to work…. My phone is the iPhone 14 Pro with a really good camera so I don’t understand why it’s not working. and there’s no way to contact customer service because it won’t let me out of that screen.!
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Scam. They will take your money

SCAMMERS. Do yourself a solid and don’t use this banking card. They refused to let me get my money off that just got deposited leaving me and my family broke. I don’t owe them any money whatsoever either. This company has multiple bad reviews on other sites I found out after the fact. SCAMMERS. Then after I was told my check was gonna get mailed and I would receive a tracking number I didn’t. Monday rolled around I call and they haven’t even mailed it. 6:30 now still no tracking number. Don’t use this app. You will regret it
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Developer apps

FAQ

What does Figure Pay do?

Figure Pay is a digital payments app that allows users to access their paychecks up to two days early, qualify for Buy Now, Pay Later loans, and easily transfer money to friends and family. For merchants, it offers a way to accept payments with significantly lower transaction fees and enjoy instant settlement.

What are the key features of Figure Pay?

Key features include early access to paychecks, the ability to qualify for Buy Now, Pay Later loans, seamless money transfers, and rewards for purchases. Merchants benefit from reduced transaction fees, instant payment settlement, and contactless payment options.

Is Figure Pay free to use?

The app offers a free deposit account with no fees. While the core services for users are free, specific terms and conditions may apply to certain features like bonuses or referral programs.

How does Figure Pay work for merchants?

Merchants can use the Figure Pay app as a payment terminal without needing additional hardware. It allows for contactless payments and processes transactions in real-time, with fees as low as 0.5%, offering substantial savings compared to traditional credit card processing.

Is my money secure with Figure Pay?

Yes, Figure Pay utilizes secure technology, including Plaid for connecting to external bank accounts. Deposits held in Figure Pay are eligible for FDIC insurance, ensuring the safety of your funds.