Finances: Budget & Spending

• Sync turns on by itself: sign in, and the records from your iPhone, iPad, Mac and the web version come together in one budget. No buttons, no questions, nothing is erased. • Record from bank SMS and notifications: set up one automation in Shortcuts, and every purchase from your bank’s SMS records itself — with the merchant, category and account matched by the card’s last digits. On iOS 27, push notifications from your banking app work the same way. Settings → Record from Bank SMS. • Budget copies: the app saves a copy once a day and before every sync step. If anything goes missing, open Settings → Data & Backups → Budget Copies and bring the records back with one tap — nothing is deleted. Records that stayed only on this device are there too. • Turned sync off on a device and added something new? When you reconnect, those records join the shared budget, and anything deleted on your other devices meanwhile stays deleted. • Records that stayed on just one device (for example, if you chose “Keep only the synced records” in 1.8.0) aren’t lost: Today offers to add them to the shared budget with one tap. • Your next device connects without a password: the records key moves between your devices through iCloud Keychain. • If you signed in earlier, a sync card appears at the top of Today: enter your password once, and everything else happens by itself. • If your password changed after sync was turned on, the app now says so and offers to start over with this device’s records — instead of “wrong password”. • Transfers between your own accounts are right in the account menu on Today: “Transfer from This Account”. And typing “transfer 5000 from savings to card” in quick entry opens the transfer with both accounts and the amount filled in. • Confirmation email didn’t arrive? Account now shows why — the mail service rejected it, the mailbox doesn’t exist or is full — and what to do. • The app is more responsive: the moving quotes ticker no longer loads the processor, years of history open faster, and logging a transaction in a large synced budget is 2.5× faster. • Sync and family budget screens on Mac are laid out properly, and untranslated hints are now translated. • “New in 1.8” slides for everyone who updates.