Zenmoney: expense tracker

Zenmoney: expense tracker

Budgeting with AI assistant

154 ratings
243 reviews
Free
In-App Purchases

Details

  • Released
  • Updated
  • September 1, 2014
  • August 13, 2026

Features

Zenmoney: expense tracker screenshot #1 for iPhone
Zenmoney: expense tracker screenshot #2 for iPhone
Zenmoney: expense tracker screenshot #3 for iPhone
Zenmoney: expense tracker screenshot #4 for iPhone
Zenmoney: expense tracker screenshot #5 for iPhone
Zenmoney: expense tracker screenshot #6 for iPhone
Zenmoney: expense tracker screenshot #7 for iPhone
Zenmoney: expense tracker screenshot #8 for iPhone
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About

This app automatically tracks spending and income by connecting to your bank accounts. It analyzes your habits, provides AI-powered insights, and helps you plan budgets and future expenses to achieve financial well-being.

Automatic transaction import and categorization
AI-powered financial insights and analysis
Budget planning and future spending forecasts
Savings progress tracking
Bill and subscription management
Customizable spending categories
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What's New in Zenmoney

26.6

August 13, 2026

Just a small update this time: a few fixes and improvements to keep Zenmoney running smoothly. For ideas and questions, join our chat: https://t.me/zenmoneychat_en

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Subscription plans

Annual subscription

Renewable subscription for 1 year

$19.991 Year
How to cancel Zenmoney subscription ⁉️
1

In-App Purchases

$1.99

Zenmoney Premium

Premium membership for 1 month

User reviews

Любимое приложение

Ребята, спасибо большое! Пользуюсь несколько лет.

Response from developer

Спасибо за поддержку и тёплый фидбэк! 💛 Очень приятно, что вы с нами уже несколько лет. Thank you for your support and kind words! 💛 We’re so glad you’ve been with us for years.

Категорически не советую данное приложение !!!

Купил подписку годовую, постоянно что-то отваливается не работает, на данный момент не работает не один банк из 10 пишет у вас старая версия приложения, хотя это последняя доступная версия, до поддержки не дописаться - это просто ужас какой-то!

Response from developer

Понимаем вашу реакцию — сообщение действительно сбивает с толку. Извините за путаницу, мы его исправим. Речь идёт о новой версии, в которой как раз исправлена проблема с обновлением данных банков, о которой вы пишете. Она скоро появится в сторе. Сейчас ничего дополнительно делать не нужно — достаточно дождаться новой версии и обновить приложение. Спасибо за фидбэк!

Uso 8 anos já. O app é da Rússia.

Durante 8 anos foi todo bem . Bem prático para usar e colocar gastos dia a dia.

Debt collection system

Please restructure the debt system. The problem is that debts are divided into two categories, and I have given and I have given them as one category. Such a system is misleading. I would like to understand how much exactly I am owed and how much, for example, I have given

Бесполезно и неудобно

Дизайн приложение из 2000-х, любой банк РФ выдает аналитику лучше. Очень плохо работает синхронизация, нужно танцевать с бубном, чтобы все свои банки подключить. Графики интуитивно не понятны вообще, непонятная настройка целей. Невозможно нормально все настроить.

FAQ

What does Zenmoney do?

Zenmoney acts as a personal finance assistant that automatically tracks your spending and income by connecting to your bank accounts and cards. It analyzes your financial habits, provides AI-powered insights, and helps you plan budgets and manage future expenses to improve your financial well-being.

How does the AI assistant work?

The AI assistant helps you understand your current financial situation, set goals, and create custom analytical charts. It can analyze and compare spending across categories, generate insights for specific time periods, find old transactions, and suggest expenses you might want to optimize.

Is Zenmoney free to use?

The app offers a free version with in-app purchases. This means you can download and use the core features for free, with options to purchase additional features or services within the app.

What devices is Zenmoney compatible with?

While the description doesn't explicitly state device compatibility, it is a mobile application, implying it is designed for smartphones and tablets. Users can typically find it on major app stores like Google Play and the Apple App Store.

How does Zenmoney help with budgeting?

You can plan your essential expenses or create a full monthly budget within Zenmoney. The app allows you to schedule future payments, set spending limits for categories and goals, and automatically calculates your overall budget. It also forecasts future spending based on your history and highlights upcoming bills and subscriptions.