Well, had money in the app for a while back in 2021 (I'd say for 8 months) and I saw that instead of earning, the values kept dropping. So I took my money out, which worked fine. I waited a bit and decided to deposit some money to start investing. It didn't work as expected. Unfortunately due to an illegal transaction (unrelated to Finhabits) to my bank account I had to close it, that's when things got wonky with this app, my $20 deposit had "posted" into the app, and by the next day had already lost about $4 due to market being horribly down (current USA economy is terrible) and since the account had been closed, my bank reversed all transactions from the past 3 days or so; which meant that my balance in Finhabits went to the negatives -$24. It is funny because when I called Finhabits they told me it was impossible to add another funding source to my current profile so I had to create a new one. I became very reluctant to dealing with this company when I realized there were things they could do and some they don't even have the ability to do. How do I know my money won't be locked out of my bank account? Also, and fortunately I had withdrawn my money at the time, but what if my bank account had been closed before I got my money out? Heck no... Sometimes when you make things a certain way you end up shooting yourself on the foot. This is not the only app that has crazy limitations like this, so be careful where you put your money in.
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