Finora Budget

Your spending and income figures are now correct for accounts set to "don't count" This is the biggest change in this release, and it will change what some past months say. Marking an account as not-counted used to be treated as if that money had left your finances altogether. Four things went wrong because of it: money you moved into savings was recorded as spending; money you moved back out was recorded as income; a salary paid into such an account showed a month with no income at all; and a bill paid from one — a mortgage, say — vanished from your spending unless you found a specific setting to bring it back. Contributions to an investment account were affected too. Now, hiding an account only hides its balance from your day-to-day total, exactly as it says. Moving money between your own accounts is never spending, and a bill is a bill wherever you paid it from. The old "Count from excluded accounts" setting is gone — it existed only to undo this problem. Accounts, in one place Renaming, archiving, reordering and adding an account used to happen under Settings, while the Accounts screen could only look. It's now one screen: tap an account for its statement, swipe to edit, archive or pay a card, and search when the list gets long. The screen ends with your net cash position — everything you have, minus what you owe on your cards — with both halves beneath it. Balance means the same thing everywhere. The Spend card, the chip on Transactions and the accounts widget all read Balance: your Cash & Bank accounts plus your credit cards. Card balances now show in red with a minus sign, the way the same money appears in your transactions. And an account you're not counting looks the same wherever it appears. Transactions that are easier to read Rows lead with the merchant instead of the category, so four restaurant purchases no longer read as four identical lines. Every transaction is colour-coded by category. Rows show the time rather than repeating the date their own day heading already gives, and days read "Today · Mon, Aug 31". Dates from another year now say which year. Amounts never break across two lines at larger text sizes. Savings goals keep a full history Every contribution and withdrawal is listed with its date and an optional note. Withdraw is its own button beside Contribute, and it works even if you never made a manual contribution. A goal now says whether you're saving up or paying off, so linked transactions count in the right direction — spending from a savings goal brings it down. Existing goals read exactly as they did. Also in this release Budgets can create and remove budgets without a trip through Settings. Uncategorised transactions look like they need attention. Plainer words throughout: "Due now", "Added" and "Taken out", "Highest rate first". Better VoiceOver on transaction actions.