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First Access Card User Reviews

First Access Card
First Access Card
Vervent, Inc
💼 Business
📊 Productivity

Customer Experience

Positive experience9.1% of reviews
Neutral0.0% of reviews
Negative experience90.9% of reviews

~ Based on 33 written reviews from the US App Store.

Is First Access Card Safe?

First Access Card has mixed safety signals based on user ratings. AppsHunter Safety Score for First Access Card is 51/100.

This assessment is based on 50 user ratings, with an App Store average of 2.2/5.

Safety Analysis

28.0% of ratings point to a safe experience
2.0% of ratings suggest some concerns
70.0% of ratings point to a risky experience

~ Based on 50 App Store ratings for First Access Card.

Is First Access Card Legit?

First Access Card appears to be a legitimate app. AppsHunter Legitimacy Score for First Access Card is 85/100.

Based on 85 of 100 points across 7 verification signals from App Store and developer data.

Top reviews

Most RecentHighest RatedLowest Rated

What is wrong

My online account is telling me I’m not a member and I have been doing business for 3 years
$GPop$GPop

Terrible company

Don’t get this card! I got this card because I was in a Credit repair program and it was suggested to me unbeknownst to the Credit repair company that this company has ridiculous fees. They charge you $99 when you sign up then that same month they’ll charge your card another hundred dollars for Service fees. My credit limit was only $300 to begin with.
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Mnp1845Mnp1845

Response from developer

Sorry to hear you are not happy with the account. All Terms and Conditions are clearly stated on the website prior to signing up for the card. Please contact our Customer Service team and we will be happy to review those with you.

Find another card

I am unhappy with the first access card. I received the card in March finally after waiting 15 days even after I paid for expedited card processing that was red flag number one. I used my card in retail stores and the grocery store, once I was almost at my limit I paid off my balance just to show a good payment history. The first payment was processed from one of my debit cards. When I used the card and made a second payment first access restricted my account and said they were making sure it wasn’t fraudulent payments what a joke I used the same card that I made the first payment with. When I called customer service gives me the runaround and tells me to submit my Bank statements showing the payments even though it said processed in my first access app. I sent them the March statement and the April transaction history and was told I needed to wait a month before they can unrestrict my account because they needed a statement for April news flash we are still in the month of April. In short I closed my account and will find a better company. Thumbs down first access.
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yep 521yep 521

Response from developer

Sorry to hear you are having issues with your account and had to close the account.

Scam

Nothing but a scam paid payment fee sent card with wrong name now cant get card cause their system said it was fraud after affecting my credit score and waited on refund for 2 weeks just to be told it will be another 3 weeks before refund be processed again. I will go to a loan shark before using this company. Avoid at all cost.
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Rawilli90Rawilli90

Response from developer

First Access Card is a reliable credit card and company. Sorry to hear you had a bad experience but for security we want to ensure all payments and cards are handled correctly.

App Sucks

App crashed conveniently in the middle of processing a payment!!! Better not be deducted twice from my bank account… If I do I am closing this small card
MarkTozoDudeMarkTozoDude

Response from developer

Please review your statement and account to ensure there were no issues with the payment. If there were contact our Customer Service team so we can assist.

Janky App

The app only works when it wants to. Waiting on a code every single time to log in is annoying. Even after getting the code it takes you back to the code screen. You really need to update it and fix it.
Disappointed User10087Disappointed User10087

Response from developer

Sorry to hear you had issues with the app. If it continues please contact our Customer Service department and we will be happy to review.

Error

So I have the card and can login online but when I try to login on the app I get an error saying that my username or password is incorrect and I have changed my password 3 times now trying to fix this
Hello!?&$@Hello!?&$@

Response from developer

Sorry to hear you had issues with the app. If it continues please contact our Customer Service department and we will be happy to review.

Card & App

I was happy I got approved .. Thank you. The app is HORRIBLE! It’s so slow and it’s basic as heck. None of the features work on there. Cmon First Access Card it’s 2026… update why don’t you? Also I was approved for $800 but when i received my card.. that’s not what was on the paper? Not happy.
moreofabeatymoreofabeaty

Response from developer

Sorry to hear you had issues with the app. If it continues please contact our Customer Service department and we will be happy to review.

No Apple Pay

I signed up for them because of an emergency. Unfortunately, unlike everyone else. They don’t have a Virtual Card that you can use before the physical card arrives. They took the $90 activation fee out of me. But I don’t think I can do business anymore. That’s really disappointing that they can’t give an immediate temporary or permanent Virtual Card immediately after signing up with them. I rated it 2 stars because it’s great I got an Approval. But, the lack of a virtual card immediately after signing up so I don’t have to wait for the Physical Card is really disappointing. If you’re in a pinch and need money or credit like “tomorrow”, you cannot use First Access because they won’t be able to help you in time.
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Nick reviews your gameNick reviews your game

Response from developer

Sorry to hear you are not happy with your account. We do not offer virtual cards but once you are approved your credit card will be received within 10 - 14 days. If you have any questions please contact our Customer Service department.

Worst app ever

I have to redo my password every time I try to login. It Dosent even stay consistant with the biometrics. Worst app ever.
pricangqpricangq

Response from developer

Sorry to hear you had issues with the app. If it continues please contact our Customer Service department and we will be happy to review.

Horrible

The card itself is fine, but the app is total trash. Doesn’t work most of the time, then when it does it’s slow. And when you make your monthly payment it will lock you out of the app once you’ve paid.
Dickbuttkiss ssssDickbuttkiss ssss

Response from developer

Sorry to hear you had issues with the app. If it continues please contact our Customer Service department and we will be happy to review.

App

Absolutely junk! Been trying to access the app and my account for two weeks. Says I can’t send an access code at this time. How am I supposed to log on and pay my bill!! Do better First Access! Pick a better app creator!
mdharding11mdharding11

Response from developer

Sorry to hear you had issues with the app. If it continues please contact our Customer Service department and we will be happy to review.

New app

I don’t like the new app. It asks if you want to use email or different phone numbers for verification. After I punch in how I want my code it won’t do anything else. I tried restarting my phone and that didn’t work. It just seemed to freeze up. It was updated on 5-19.
Biggest crosswordBiggest crossword

Response from developer

Sorry to hear you are having issues with the one time passcode option. If possible, please take a screenshot of the error to assist with further investigation.

Log in

Really hate this app like why do you have to keep logging in after you already logged in set it facial recognition only to have it not work again and have to do the process over and over and over and over again.
ncnbepaldbncnbepaldb

Response from developer

Sorry to hear you had issues with the app. If it continues please contact our Customer Service department and we will be happy to review.

SCAM Rigged to waste your time & money

Many different days There app, website is always messing up with login as a DETERENT to make things hard on you when trying to pay so you put it off and forget.
Trump Train 1992Trump Train 1992

Response from developer

Sorry to hear you had issues with the app. If it continues please contact our Customer Service department and we will be happy to review.

It is what it is

Barely any features at all and does not stay up to date with purchases
Trump Train 1992Trump Train 1992

Constantly putting password

Very annoying that every time you open the app you have to re-enter user name and password after already setting bio metrics. Won’t ever remember user name so just wasting time every time.
ncnbepaldbncnbepaldb

Response from developer

Sorry to hear you had issues with the app. If it continues please contact our Customer Service department and we will be happy to review.

Won’t let me use facial recognition

I always sign up for facial recognition to sign into my account on the app. The app keeps on throwing me out and says that I’m not signed up when I am fixed. This problem is very frustrating or get out of the app business.
Matt G TexasMatt G Texas

Response from developer

Sorry to hear you had issues with the app. If it continues please contact our Customer Service department and we will be happy to review.

App issue

I’ve had this card for over a year never had an issue until now I tried to make a payment on it and it’s giving me an error message, the app is responding slowly it’s erasing your past transactions just terrible
Kmatt4592Kmatt4592

Response from developer

Sorry to hear you had issues with the app. If it continues please contact our Customer Service department and we will be happy to review.

Card is ok App is Horrible

Can’t ever login no matter how many times I reset my password. says it doesn’t recognize my username, but I can login online. Makes it hard to maintain my account if I can’t use your app.
InkdrunnergirlInkdrunnergirl

Response from developer

Sorry to hear you had issues with the app. If this continues please contact our Customer Service department and we will be happy to review.