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First New York FCU

First New York FCU

by FNY On-The-Go

421 ratings
72 reviews
📊 Productivity
💰 Finance
Free

Details

  • Released
  • Updated
  • July 20, 2011
  • August 18, 2026

Features

Developer

FNY On-The-Go
✨Promote your app ✨
First New York FCU screenshot #1 for iPhone
First New York FCU screenshot #2 for iPhone
First New York FCU screenshot #3 for iPhone
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Reviews summary↘︎
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❓5 answered
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About

Manage your finances securely and conveniently from your smartphone. This app allows you to check balances, transfer funds, deposit checks, pay bills, and locate branches and ATMs. Receive account alerts and enjoy peace of mind with secure login features.

✓Check account balances and transaction history
✓Transfer funds between accounts
✓Deposit checks via smartphone camera
✓Send and receive money
✓Pay bills and manage due dates
✓Locate branches and ATMs
✓Receive account alerts
Show original description

What users say

Summarized from real user reviews of First New York FCU. Based on 421 reviews and a 4.7/5 average, it highlights the 8 positives and 12 negatives reviewers mention most about this Finance app.

Positive things

  • 👍Easy to use
  • 🚀Quick and convenient
  • ✅Reliable for banking needs
  • ✨Uncluttered interface
  • 💳Good for checking balances
  • 🏦Long-term customer satisfaction
  • 💡Mobile deposit functionality
  • 🌐Online banking system

Negative things

  • 🐛App frequently not loading
  • ❌Account locking issues
  • 📉Poor performance after updates
  • 🚫Zelle feature removed
  • ⚠️Inconsistent online banking availability
  • 🔄Frequent password resets required
  • 🪲Mobile deposit image issues
  • ⏳Transactions not updating in real-time
  • 😵‍💫Too many pop-up windows
  • 🔒Cloud-flare verification bugs
  • 💸Interest rate not displayed
  • 🔒Locked out of funds sometimes
See all reviews

What's New in First New York FCU

4022.1.1

August 18, 2026

Our new experience provides easier access to the features you use most while on the go. This new version includes updates to the accounts, mobile deposit and navigation experience.

More

User reviews

Most RecentHighest RatedLowest Rated

,Fifty Plus

I have been a satisfied customer of FNYFCU for 50+ years!
Macame49Macame49

Average rating

I just downloaded the app. I didn’t download it before because it did not get good ratings/ reviews.
The ratings and reviews have improved so I figured it was safer to use now. I will give another review after I have used it for a couple months.
sdfollysdfolly

Fix app

Can yall fix the app please like I actually like this bank but I can’t see my account it’s never loads and I wanna see how much I got
bksbakbskdcivevdbksbakbskdcivevd

Excellent

Secure - works well.
first cottagefirst cottage

So annoying

Always locks my account even after using the correct password, causing me to have to make a new one. Then won't let me even make a new one so I have to physically go into a First New York bank to have them reset the password for me
soso3isheresoso3ishere
See 67 more reviews

Developer apps

FNY Face2Face
FNY Face2Face

by First New York Federal Credit Union

💰 Finance

(2)

See developer apps

User experience

🐞

Reported Bugs

18 issues

App never loads account information

Bug

App always locks account even with correct password

Bug

App won't let users make new passwords after locking

Bug

Mobile app never works

Bug

Online banking is rarely available

Bug

New update is a joke

Bug

New update removes Zelle

Bug

Cannot stay logged in on the same WiFi due to Cloud-flare verification

Bug

Cloud-flare verification bugs out on cellular data or reconnecting to network

Bug

New app doesn't show how much interest was taken from credit card payment

Bug

Too many pop-up windows

Bug

Have to slide over to make a deposit

Bug

Lacks real-time updates, transactions are days behind

Bug

Mobile deposit isn't recognizing the check image since update

Bug

App sometimes doesn't work properly and users are locked out of funds

Bug

Difficulty taking pictures of checks for deposit, requires multiple attempts

Bug

Unable to display information error when viewing balance or transferring money

Bug

Non-conforming image error for mobile check deposit

Bug
✨

Requested Features

3 requests

Add card valet option to put card on hold

Feature

Provide information on which CU offer full banking privileges vs ATM only

Feature

Add ability to transfer money to other credit unions or banks

Feature

FAQ

What can I do with the First New York FCU Mobile Banking app?

The app allows you to manage your finances on the go. You can check your account balances and transaction history, transfer funds between your accounts, deposit checks using your smartphone camera, send and receive money, pay bills, and locate nearby branches and ATMs. It also provides account alerts and secure login features.

Is the First New York FCU Mobile Banking app free to use?

Yes, the app is free to download and use. While the app itself is free, it does have in-app purchases, and the description also indicates it has ads.

How do I deposit a check using the app?

The app features a Mobile Deposit function that allows you to deposit checks directly from your smartphone. You will typically use your phone's camera to capture images of the front and back of the endorsed check.

What kind of alerts can I receive?

You can set up account alerts to stay informed about your finances. These alerts can notify you about important events such as low balances, completed transfers, and other account activity, helping you manage your money effectively.

Is my financial information secure with this app?

Yes, the app prioritizes your security. It offers secure login features and advanced security measures to ensure your financial information is protected when you manage your money anytime, anywhere.